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Bandhan Gilt Fund vs Axis Gilt Fund

Bandhan Gilt Fund (Direct) and Axis Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.

Head to head

NAVs as of 20 Aug 2026

Bandhan Gilt FundDirectAxis Gilt FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 02 Jan 201320 Aug 2026, limited by Bandhan Gilt Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateBandhan Gilt FundAxis Gilt Fund
02 Jan 2013₹100.00₹100.00
21 Feb 2014₹107.93₹100.71
12 Apr 2015₹128.51₹117.91
31 May 2016₹138.20₹128.18
19 Jul 2017₹161.27₹145.18
07 Sep 2018₹161.11₹144.64
27 Oct 2019₹192.52₹168.89
15 Dec 2020₹222.43₹193.02
03 Feb 2022₹227.94₹198.54
25 Mar 2023₹238.73₹208.69
12 May 2024₹262.57₹229.18
01 Jul 2025₹288.89₹255.49
20 Aug 2026₹310.68₹267.81
Bandhan Gilt Fund, Axis Gilt Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Gilt Fund median.
Metric
Bandhan · Direct
NAV ₹40.85
Moderate risk
★★★★☆
Axis · Direct
NAV ₹28.63
Moderate risk
★★★★★
Category median
Gilt Fund · 25 funds
+8.71%Best in row+5.82%+4.81%
+8.22%Best in row+7.60%+6.80%
+6.55%Best in row+6.39%+5.95%
+7.91%Best in row+7.14%+7.10%
+8.67%Best in row+7.50%+7.54%
+7.49%Best in row+6.89%
+8.65%Best in row+7.90%+7.92%
+8.50%Best in row+7.74%+7.81%
+8.58%Best in row+7.83%+8.08%
Risk
3.57%2.98%Best in row3.11%
0.48Best in row0.370.10
0.69Best in row0.530.14
-7.05%Best in row-11.13%-7.84%
0.56%0.46%Best in row0.50%
₹1,970Cr₹431.63Cr₹303.41Cr
₹100₹1.00K
₹1.00K₹5.00K
Brijesh ShahDevang Shah
2.6%11.8%
11 rows carry the same value for every fund — show
Benchmark
Alpha
Beta
Upside capture
Downside capture
Exit load
None
Lock-in
None
Portfolio turnover
Inception
02 Jan 2013
Holdings
Top 10 weight

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — Bandhan Gilt Fund or Axis Gilt Fund?

Over the last 3 years, Bandhan Gilt Fund returned +8.22% CAGR against Axis Gilt Fund's +7.60%, computed from AMFI NAV history. Over 5 years: Bandhan Gilt Fund +6.55% vs Axis Gilt Fund +6.39% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — Bandhan Gilt Fund or Axis Gilt Fund?

Axis Gilt Fund has the lower expense ratio: Bandhan Gilt Fund charges 0.56% a year against Axis Gilt Fund's 0.46%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — Bandhan Gilt Fund or Axis Gilt Fund?

Bandhan Gilt Fund has shown higher volatility (+3.57% annualized vs Axis Gilt Fund's +2.98%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Gilt Fund -4.08% vs Axis Gilt Fund -2.96%.

Which fund manages more money — Bandhan Gilt Fund or Axis Gilt Fund?

Bandhan Gilt Fund is the larger fund: Bandhan Gilt Fund manages ₹1,970Cr against Axis Gilt Fund's ₹431.63Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are Bandhan Gilt Fund and Axis Gilt Fund in the same category?

Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.