BANDHAN Dynamic Term Fund vs Kotak Dynamic Term Fund
BANDHAN Dynamic Term Fund (Direct) and Kotak Dynamic Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dynamic Bond schemes — see the best dynamic bond mutual funds for the full ranking.
Head to head
NAVs as of 15 Sep 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Jan 2013 – 15 Sep 2026, limited by BANDHAN Dynamic Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | BANDHAN Dynamic Term Fund | Kotak Dynamic Term Fund |
|---|---|---|
| 02 Jan 2013 | ₹100.00 | ₹100.00 |
| 23 Feb 2014 | ₹106.70 | ₹110.56 |
| 16 Apr 2015 | ₹126.63 | ₹124.17 |
| 06 Jun 2016 | ₹136.53 | ₹137.97 |
| 28 Jul 2017 | ₹158.35 | ₹157.59 |
| 18 Sep 2018 | ₹159.31 | ₹164.91 |
| 09 Nov 2019 | ₹185.81 | ₹190.33 |
| 30 Dec 2020 | ₹214.12 | ₹216.28 |
| 20 Feb 2022 | ₹221.70 | ₹226.02 |
| 13 Apr 2023 | ₹230.45 | ₹237.02 |
| 03 Jun 2024 | ₹255.02 | ₹262.20 |
| 25 Jul 2025 | ₹276.86 | ₹289.97 |
| 15 Sep 2026 | ₹293.90 | ₹306.70 |
| Metric | Bandhan · Direct NAV ₹40.15 Moderate risk ★★★☆☆ | Kotak Mahindra · Direct NAV ₹43.55 Moderate risk ★★★★☆ | Category median Dynamic Bond · 22 funds |
|---|---|---|---|
| +7.14%Best in row | +6.38% | +4.70% | |
| +7.58% | +7.78%Best in row | +6.94% | |
| +6.12% | +6.58%Best in row | +6.11% | |
| +7.43% | +7.76%Best in row | +6.86% | |
| +8.19% | +8.52%Best in row | +7.46% | |
| +6.91% | +7.23%Best in row | — | |
| +8.27% | +8.60%Best in row | +7.48% | |
| +8.08% | +8.46%Best in row | +7.28% | |
| +8.19% | +8.53%Best in row | +7.65% | |
| Risk | |||
| 3.40% | 2.45%Best in row | 2.06% | |
| 0.32 | 0.52Best in row | 0.27 | |
| 0.45 | 0.73Best in row | 0.39 | |
| -6.96% | -3.22%Best in row | -4.32% | |
| 0.79% | 0.61%Best in row | 0.52% | |
| ₹1,944Cr | ₹2,342Cr | ₹405.91Cr | |
| ₹1.00K | ₹100 | — | |
| Suyash Choudhary · 13.7y | Deepak Agrawal · 13.7y | — | |
| 3.1% | 14.2% | — | |
12 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Min SIP
- ₹100
- Portfolio turnover
- —
- Inception
- 02 Jan 2013
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — BANDHAN Dynamic Term Fund or Kotak Dynamic Term Fund?
Over the last 3 years, Kotak Dynamic Term Fund returned +7.78% CAGR against BANDHAN Dynamic Term Fund's +7.58%, computed from AMFI NAV history. Over 5 years: BANDHAN Dynamic Term Fund +6.12% vs Kotak Dynamic Term Fund +6.58% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — BANDHAN Dynamic Term Fund or Kotak Dynamic Term Fund?
Kotak Dynamic Term Fund has the lower expense ratio: BANDHAN Dynamic Term Fund charges 0.79% a year against Kotak Dynamic Term Fund's 0.61%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — BANDHAN Dynamic Term Fund or Kotak Dynamic Term Fund?
BANDHAN Dynamic Term Fund has shown higher volatility (+3.40% annualized vs Kotak Dynamic Term Fund's +2.45%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: BANDHAN Dynamic Term Fund -4.06% vs Kotak Dynamic Term Fund -2.35%.
Which fund manages more money — BANDHAN Dynamic Term Fund or Kotak Dynamic Term Fund?
Kotak Dynamic Term Fund is the larger fund: BANDHAN Dynamic Term Fund manages ₹1,944Cr against Kotak Dynamic Term Fund's ₹2,342Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are BANDHAN Dynamic Term Fund and Kotak Dynamic Term Fund in the same category?
Yes — both are Dynamic Bond schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.