Axis Gilt Fund vs UTI - Gilt Fund

Axis Gilt Fund (Direct) and UTI - Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.

Head to head

NAVs as of 27 Aug 2026

Axis Gilt FundDirectUTI - Gilt FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Log scale

Common period 03 Jan 2013 – 25 Aug 2026, limited by UTI - Gilt Fund. Every series is rebased to ₹100 at the start of this window.

View as table

Growth of ₹100, sampled across the common period
Date	Axis Gilt Fund	UTI - Gilt Fund
03 Jan 2013	₹100.00	₹100.00
22 Feb 2014	₹100.49	₹103.82
13 Apr 2015	₹117.75	₹127.67
02 Jun 2016	₹127.88	₹135.15
22 Jul 2017	₹145.23	₹163.11
10 Sep 2018	₹144.28	₹163.41
30 Oct 2019	₹168.72	₹189.76
18 Dec 2020	₹192.37	₹210.28
06 Feb 2022	₹198.09	₹214.79
29 Mar 2023	₹208.56	₹227.45
17 May 2024	₹229.58	₹247.97
06 Jul 2025	₹255.23	₹272.86
25 Aug 2026	₹267.14	₹286.70

Axis Gilt Fund, UTI - Gilt Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Gilt Fund median.
Metric	Axis Gilt Fund Axis · Direct NAV ₹28.59 Moderate risk ★★★★★	UTI - Gilt Fund UTI · Direct NAV ₹68.55 Moderate risk ★★★★☆	Category median Gilt Fund · 25 funds

	+6.53%	+6.87%Best in row	+5.40%
	+7.50%Best in row	+6.99%	+6.68%
	+6.29%Best in row	+5.95%	+5.88%
	+7.12%	+7.14%	+7.06%
	+7.48%	+8.03%Best in row	+7.52%
	+6.80%Best in row	+6.56%	—

	+7.92%	+8.15%Best in row	+7.92%
	+7.75%	+7.89%Best in row	+7.82%
	+7.85%	+8.09%Best in row	+8.09%
Risk
	2.98%	2.61%Best in row	3.11%
	0.34Best in row	0.19	0.06
	0.48Best in row	0.26	0.08
	-11.13%	-8.10%Best in row	-7.84%

	0.46%Best in row	0.69%	0.50%
	₹431.63Cr	₹510.86Cr	₹303.41Cr
	₹1.00K	₹2.02K	—
	₹5.00K	₹500	—
	Devang Shah	Pankaj Pathak	—
	02 Jan 2013	03 Jan 2013	—

	11.8%	15.0%	—

10 rows carry the same value for every fund — show

Benchmark: —
Alpha: —
Beta: —
Upside capture: —
Downside capture: —
Exit load: None
Lock-in: None
Portfolio turnover: —
Holdings: —
Top 10 weight: —

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — Axis Gilt Fund or UTI - Gilt Fund?

Over the last 3 years, Axis Gilt Fund returned +7.50% CAGR against UTI - Gilt Fund's +6.99%, computed from AMFI NAV history. Over 5 years: Axis Gilt Fund +6.29% vs UTI - Gilt Fund +5.95% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — Axis Gilt Fund or UTI - Gilt Fund?

Axis Gilt Fund has the lower expense ratio: Axis Gilt Fund charges 0.46% a year against UTI - Gilt Fund's 0.69%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — Axis Gilt Fund or UTI - Gilt Fund?

Axis Gilt Fund has shown higher volatility (+2.98% annualized vs UTI - Gilt Fund's +2.61%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Axis Gilt Fund -2.96% vs UTI - Gilt Fund -3.24%.

Which fund manages more money — Axis Gilt Fund or UTI - Gilt Fund?

UTI - Gilt Fund is the larger fund: Axis Gilt Fund manages ₹431.63Cr against UTI - Gilt Fund's ₹510.86Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are Axis Gilt Fund and UTI - Gilt Fund in the same category?

Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.