Aditya Birla Sun Life Medium Term Fund vs Kotak Medium Term Fund
Aditya Birla Sun Life Medium Term Fund (Direct) and Kotak Medium Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Medium Duration Fund schemes — see the best medium duration mutual funds for the full ranking.
Head to head
NAVs as of 16 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 25 Mar 2014 – 16 Oct 2026, limited by Kotak Medium Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Aditya Birla Sun Life Medium Term Fund | Kotak Medium Term Fund |
|---|---|---|
| 25 Mar 2014 | ₹100.00 | ₹100.00 |
| 11 Apr 2015 | ₹113.10 | ₹112.80 |
| 28 Apr 2016 | ₹125.18 | ₹125.74 |
| 15 May 2017 | ₹138.65 | ₹140.47 |
| 01 Jun 2018 | ₹148.55 | ₹148.93 |
| 19 Jun 2019 | ₹156.58 | ₹159.24 |
| 05 Jul 2020 | ₹153.16 | ₹174.27 |
| 22 Jul 2021 | ₹170.48 | ₹189.10 |
| 09 Aug 2022 | ₹213.19 | ₹198.13 |
| 26 Aug 2023 | ₹230.90 | ₹211.38 |
| 11 Sep 2024 | ₹252.83 | ₹233.90 |
| 29 Sep 2025 | ₹288.17 | ₹257.31 |
| 16 Oct 2026 | ₹312.89 | ₹273.86 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 0 stocks only in Aditya Birla Sun Life Medium Term Fund
- 2 stocks in both — 49.9% of each portfolio by weight
- 1 stocks only in Kotak Medium Term Fund
The more the circles overlap, the more the funds hold the same stocks.
Aditya Birla Sun Life Medium Term Fund and Kotak Medium Term Fund share 50% of their equity book by weight.
Shared holdings — Aditya Birla Sun Life Medium Term Fund vs Kotak Medium Term Fund
| Stock | Aditya Birla Sun Life Medium Term Fund | Kotak Medium Term Fund | |
|---|---|---|---|
| Embassy Office Parks Reit | 40.90% | 59.01% | 40.90% |
| Nexus Select Trust | 59.10% | 9.01% | 9.01% |
2 shared of 2 / 3 positions. Weights are shown as a share of each fund's equity book.
| Metric | Aditya Birla Sun Life · Direct NAV ₹47.93 Moderate risk ★★★★★ | Kotak Mahindra · Direct NAV ₹27.48 Moderate risk ★★★☆☆ | Category median Medium Duration Fund · 12 funds |
|---|---|---|---|
| +7.73%Best in row | +5.55% | +5.39% | |
| +10.48%Best in row | +8.74% | +7.59% | |
| +12.54%Best in row | +7.25% | +6.69% | |
| +8.97%Best in row | +7.38% | +7.38% | |
| +9.65% | +8.35% | +7.78% | |
| +10.65%Best in row | +7.87% | — | |
| +9.50%Best in row | +7.95% | +7.97% | |
| +9.02%Best in row | +7.69% | +7.69% | |
| +9.32%Best in row | +8.06% | +8.04% | |
| Risk | |||
| 2.34% | 1.45%Best in row | 1.24% | |
| 1.70Best in row | 1.55 | 0.88 | |
| 4.53Best in row | 2.31 | 1.29 | |
| -12.65% | -5.17% | -5.24% | |
| 0.83% | 0.67%Best in row | 0.70% | |
| ₹3,308Cr | ₹1,802Cr | ₹1,268Cr | |
| Up to 1.00% | None | — | |
| — | ₹100 | — | |
| ₹1.00K | ₹100 | — | |
| 0% | — | 0% | |
| Sunaina Da Cunha · 12.1y | Deepak Agrawal | — | |
| 25 Mar 2009 | 21 Mar 2014 | — | |
| 2 | 3 | — | |
| 1.5% | 6.9% | — | |
| 14.7% | 3.7% | — | |
6 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Lock-in
- None
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Aditya Birla Sun Life Medium Term Fund or Kotak Medium Term Fund?
Over the last 3 years, Aditya Birla Sun Life Medium Term Fund returned +10.48% CAGR against Kotak Medium Term Fund's +8.74%, computed from AMFI NAV history. Over 5 years: Aditya Birla Sun Life Medium Term Fund +12.54% vs Kotak Medium Term Fund +7.25% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Aditya Birla Sun Life Medium Term Fund or Kotak Medium Term Fund?
Kotak Medium Term Fund has the lower expense ratio: Aditya Birla Sun Life Medium Term Fund charges 0.83% a year against Kotak Medium Term Fund's 0.67%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Aditya Birla Sun Life Medium Term Fund or Kotak Medium Term Fund?
Aditya Birla Sun Life Medium Term Fund has shown higher volatility (+2.34% annualized vs Kotak Medium Term Fund's +1.45%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Aditya Birla Sun Life Medium Term Fund -0.61% vs Kotak Medium Term Fund -0.89%.
Which fund manages more money — Aditya Birla Sun Life Medium Term Fund or Kotak Medium Term Fund?
Aditya Birla Sun Life Medium Term Fund is the larger fund: Aditya Birla Sun Life Medium Term Fund manages ₹3,308Cr against Kotak Medium Term Fund's ₹1,802Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Aditya Birla Sun Life Medium Term Fund and Kotak Medium Term Fund in the same category?
Yes — both are Medium Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.