Aditya Birla Sun Life Dynamic Term Fund vs Kotak Dynamic Term Fund
Aditya Birla Sun Life Dynamic Term Fund (Direct) and Kotak Dynamic Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dynamic Bond schemes — see the best dynamic bond mutual funds for the full ranking.
Head to head
NAVs as of 16 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Jan 2013 – 16 Oct 2026, limited by Aditya Birla Sun Life Dynamic Term Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Aditya Birla Sun Life Dynamic Term Fund | Kotak Dynamic Term Fund |
|---|---|---|
| 02 Jan 2013 | ₹100.00 | ₹100.00 |
| 26 Feb 2014 | ₹107.96 | ₹110.68 |
| 21 Apr 2015 | ₹127.55 | ₹124.40 |
| 14 Jun 2016 | ₹140.38 | ₹138.19 |
| 07 Aug 2017 | ₹160.40 | ₹158.43 |
| 01 Oct 2018 | ₹160.93 | ₹165.67 |
| 25 Nov 2019 | ₹164.97 | ₹191.87 |
| 17 Jan 2021 | ₹184.18 | ₹216.41 |
| 13 Mar 2022 | ₹194.74 | ₹225.36 |
| 06 May 2023 | ₹213.70 | ₹239.77 |
| 29 Jun 2024 | ₹232.62 | ₹263.60 |
| 22 Aug 2025 | ₹256.51 | ₹286.03 |
| 16 Oct 2026 | ₹271.94 | ₹305.77 |
| Metric | Aditya Birla Sun Life · Direct NAV ₹52.87 Moderate risk ★★★☆☆ | Kotak Mahindra · Direct NAV ₹43.42 Moderate risk ★★★★☆ | Category median Dynamic Bond · 22 funds |
|---|---|---|---|
| +4.29%Best in row | +4.16% | +2.88% | |
| +7.65% | +7.74% | +6.82% | |
| +7.13%Best in row | +6.46% | +5.99% | |
| +6.01% | +7.55%Best in row | +6.66% | |
| +7.53% | +8.45% | +7.37% | |
| +7.10%Best in row | +6.89% | — | |
| +7.42% | +8.60%Best in row | +7.46% | |
| +6.89% | +8.45%Best in row | +7.27% | |
| +7.19% | +8.52%Best in row | +7.63% | |
| Risk | |||
| 2.03%Best in row | 2.44% | 2.04% | |
| 0.57Best in row | 0.51 | 0.14 | |
| 0.80Best in row | 0.71 | 0.20 | |
| -7.47% | -3.22% | -4.32% | |
| 0.64% | 0.61%Best in row | 0.52% | |
| ₹1,434Cr | ₹2,323Cr | ₹264.34Cr | |
| Up to 0.50% | None | — | |
| ₹1.00K | ₹100 | — | |
| ₹1.00K | ₹100 | — | |
| 0% | — | 0% | |
| Bhupesh Bameta · 6.2y | Abhishek Bisen | — | |
| 27 Sep 2004 | 26 May 2008 | — | |
| — | 3 | — | |
| — | 3.7% | — | |
| 13.6% | 12.6% | — | |
6 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Lock-in
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Aditya Birla Sun Life Dynamic Term Fund or Kotak Dynamic Term Fund?
Over the last 3 years, Kotak Dynamic Term Fund returned +7.74% CAGR against Aditya Birla Sun Life Dynamic Term Fund's +7.65%, computed from AMFI NAV history. Over 5 years: Aditya Birla Sun Life Dynamic Term Fund +7.13% vs Kotak Dynamic Term Fund +6.46% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Aditya Birla Sun Life Dynamic Term Fund or Kotak Dynamic Term Fund?
Kotak Dynamic Term Fund has the lower expense ratio: Aditya Birla Sun Life Dynamic Term Fund charges 0.64% a year against Kotak Dynamic Term Fund's 0.61%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Aditya Birla Sun Life Dynamic Term Fund or Kotak Dynamic Term Fund?
Kotak Dynamic Term Fund has shown higher volatility (+2.44% annualized vs Aditya Birla Sun Life Dynamic Term Fund's +2.03%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Aditya Birla Sun Life Dynamic Term Fund -1.09% vs Kotak Dynamic Term Fund -2.35%.
Which fund manages more money — Aditya Birla Sun Life Dynamic Term Fund or Kotak Dynamic Term Fund?
Kotak Dynamic Term Fund is the larger fund: Aditya Birla Sun Life Dynamic Term Fund manages ₹1,434Cr against Kotak Dynamic Term Fund's ₹2,323Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Aditya Birla Sun Life Dynamic Term Fund and Kotak Dynamic Term Fund in the same category?
Yes — both are Dynamic Bond schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.