NAV history
Scorecard
★★☆☆☆2/5 vs 52 of 49 Liquid Fund peers1Y- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Liquid Fund (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers. 52 of the 49 Liquid Funds in this cohort carry the full record the stars need, so they are the ones ranked against.
Not enough Liquid Fund peers to rank yet
Volatility 0.2% vs 0.2% category avg
0.3% expense vs 0.3% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
No standout strengths identified.
Concerns
- High expense ratio (0.29%) vs the Liquid Fund average of 0.26%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Risk (trailing 3Y)
DefinitionsBenchmark ratios
Not shown for Liquid Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.
Fund vs category average (Liquid Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.51% | +0.51% | 0.00% |
| 3M abs | +1.63% | +1.62% | +0.01% |
| 6M abs | +3.24% | +3.18% | +0.06% |
| 1Y CAGR | +6.13% | +6.10% | +0.03% |
| 3Y CAGR | — | +6.62% | — |
| 5Y CAGR | — | +5.95% | — |
Category average across peers in Liquid Fund (up to 49 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 49 peers in Liquid Fund
Rolling returns
Return for every possible 1Y holding period, not just today’s
10 overlapping 1Y windows, sampled monthly across the fund’s history.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
12 monthly installments of ₹10,000 into Shriram Liquid Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +4.03% | |
| 2025 | +6.10% | |
| 2024part | +0.75% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹174.79Cr in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
Shriram in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Shriram Multi Asset Allocation Fund - Direct Plan
CNBC TV18 · 8d ago
Shriram Money Market Fund
CNBC TV18 · 10d ago
Shriram Nifty 1D Rate Liquid ETF - Direct Plan
CNBC TV18 · 10d ago
Shriram Money Market Fund - Direct Plan
CNBC TV18 · 11d ago
Shriram Multi Sector Rotation Fund - Direct Plan
CNBC TV18 · 11d ago
Shriram Liquid Fund - Direct Plan
CNBC TV18 · 19d ago
India’s Power Industry Set to Gain Most from Global AI Expansion, Says Shriram Mutual Fund Report
The Impressive Times · 11 Jul 2026
Shriram Money Market Fund - Regular Plan: Overview, Performance, Portfolio | Mutual Fund
Value Research · 16 Jan 2026
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Liquid funds
Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.
Frequently asked questions
What is the NAV of Shriram Liquid Fund?
As of 20 Aug 2026, the NAV of Shriram Liquid Fund is ₹1,114.40 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Shriram Liquid Fund delivered?
Shriram Liquid Fund has returned +6.13% over 1 year and +6.27% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Shriram Liquid Fund?
Shriram Liquid Fund charges an expense ratio of 0.29% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Shriram Liquid Fund?
Its largest holdings are GOVERNMENT OF INDIA 37490 091 DAYS TBILL 10SP26 FV RS 100 (14.6%), EXPORT IMPORT BANK OF INDIA 91D CP 03SEP26 (11.2%), BANK OF BARODA CD 24AUG26 (7.3%), AXIS BANK LIMITED CD 25AUG26 (7.3%) and PUNJAB NATIONAL BANK CD 01SEP26 (7.3%). Holdings are disclosed monthly and change over time.
How risky is Shriram Liquid Fund?
It is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.2% and its worst peak-to-trough fall in our sample was -0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of Shriram Liquid Fund?
Shriram Liquid Fund is benchmarked against the NIFTY Liquid Index A-I. Its alpha and beta on this page are measured against that index.
Who manages Shriram Liquid Fund?
Shriram Liquid Fund is managed by Deepak Ramaraju, Gargi Bhattacharyya Banerjee, Sudip Suresh More and Amit Modani at Shriram.
How is Shriram Liquid Fund taxed?
Shriram Liquid Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.