This is the Regular plan of Bandhan Long Term Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.
NAV history
Scorecard
★★★★☆4/5 vs 11 Long Term Fund peers1Y- Performance 60%
- Risk 15%
- Cost 10%
- Downside 15%
How this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. The stars weight the same ground 60/15/10/15 (performance/risk/cost/downside) across every fund in the peer group. Ranked within Long Term Fund (same plan and option). Based on a 1-year record — this fund is too young for a 3-year CAGR, so its performance is ranked on 1Y against the same peers.
Not enough Long Term Fund peers to rank yet
Volatility 4.0% vs 3.8% category avg
0.7% expense vs 0.8% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- 1-year return (+1.73%) beats the Long Term Fund average (+0.69%)
- Ranks #2 of 11 on 1-year return in its Long Term Fund cohort
- Low expense ratio (0.70%) vs the Long Term Fund average of 0.81%
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Long Term Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | -0.56% | -0.78% | +0.22% |
| 3M abs | -1.98% | -2.06% | +0.08% |
| 6M abs | +4.59% | +4.00% | +0.59% |
| 1Y CAGR | +1.73% | +0.69% | +1.04% |
| 3Y CAGR | — | +5.45% | — |
| 5Y CAGR | — | — | — |
Category average across peers in Long Term Fund (up to 10 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Category rank
Vs 10 peers in Long Term Fund
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
12 monthly installments of ₹10,000 into Bandhan Long Term Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +1.76% | |
| 2025 | +3.28% | |
| 2024part | +6.52% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Debt85.75%
- Cash & Equivalents14.25%
AMC Profile
Bandhan Mutual Fund is the former IDFC Mutual Fund, bought in 2022 by a consortium of Bandhan Financial Holdings, ChrysCapital and GIC and renamed the following year. It carries a long-established debt franchise alongside its equity and index schemes.
Fund Managers
GKGautam KaulManaging since 20 Mar 2024
Senior Fund Manager - Fixed Income
MBA, B.Com
Mr. Gautam Kaul joined the Fixed Income Fund Management team Bandhan AMC on November 24, 2021 Senior Fund Manager – Fixed Income. He was earlier associated Bandhan with Edelweiss Asset Management Company Ltd. as Fund Manager from December 2016 to CRISIL IBX Gilt June 2027 Index November 2021 and was managing various schemes of Edelweiss Mutual Fund. CRISIL IBX Gilt April 2032 Index Prior to this, he was also Fund, Bandhan CRISIL IBX 90:10 associated with IDBI Asset SDL Plus Gilt– November 2026 Management Company Ltd. as Fund Manager from March 2010 November 2016 and was managing various schemes of IDBI Mutual Fund. His prior associations also include Religare Asset Management Company Ltd., Sahara Asset Management Company Ltd. and Mata Securities India Private Ltd. (Total experience – 22 years)
- Bandhan Banking and PSU Debt Fund
- BANDHAN Corporate Bond Fund
- BANDHAN Corporate Bond Fund
- BANDHAN CREDIT RISK FUND
- BANDHAN CREDIT RISK FUND
- BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - APRIL 2032 INDEX FUND
- BANDHAN CRISIL IBX 90:10 SDL PLUS GILT - SEPTEMBER 2027 INDEX FUND
- BANDHAN CRISIL IBX GILT APRIL 2028 INDEX FUND
- BANDHAN CRISIL IBX GILT APRIL 2032 INDEX FUND
- BANDHAN CRISIL IBX GILT JUNE 2027 INDEX FUND
- Bandhan Money Market Fund
- Bandhan Money Market Fund
- BANDHAN MULTI ASSET ALLOCATION FUND
- BANDHAN RETIREMENT FUND
- BANDHAN CRISIL IBX GILT APRIL 2026 INDEX FUND - Direct Plan - Growth
Fund managers from the AMC's filed Scheme Summary — its most recent filing for this scheme. Benchmark and dealing terms from it and this scheme's SEBI-filed Scheme Information Document on AMFI. Each manager's qualifications and role are reconciled across every filing this fund house makes for them, including its Statement of Additional Information. Total AUM via AMFI.
Explore from here
Bandhan in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
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Livemint · 18d ago
Bandhan Mutual Fund raises Mastek stake to 5.05% via open market buy
scanx.trade · 20d ago
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Value Research · 26d ago
Bandhan Mutual Fund raises Cyient stake to 5.03% via open market
scanx.trade · 28d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Debt funds
Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.
Frequently asked questions
What is the NAV of Bandhan Long Term Fund?
As of 05 Oct 2026, the NAV of Bandhan Long Term Fund is ₹11.24 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Bandhan Long Term Fund delivered?
Bandhan Long Term Fund has returned +1.73% over 1 year and +4.54% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of Bandhan Long Term Fund?
Bandhan Long Term Fund charges an expense ratio of 0.70% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of Bandhan Long Term Fund?
Bandhan Long Term Fund's largest holdings are 7.3% GOI (MD 19/06/2053) (55.2%), 7.06% GOI (MD 27/07/2041) (10.1%), 7.46% GOI (MD 06/11/2073) (9.9%), 6.9% GOI (MD 15/04/2065) (9.2%) and Corporate Debt Market Development Fund Class A2 (1.2%). Holdings are disclosed monthly and change over time.
How risky is Bandhan Long Term Fund?
Bandhan Long Term Fund is rated moderate on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 4.0% and its worst peak-to-trough fall in our sample was -4.7%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
What is the benchmark of Bandhan Long Term Fund?
Bandhan Long Term Fund is benchmarked against the NIFTY Long Duration Debt Index A-III. Its alpha and beta on this page are measured against that index.
Who manages Bandhan Long Term Fund?
Bandhan Long Term Fund is managed by Gautam Kaul at Bandhan.
How is Bandhan Long Term Fund taxed?
Bandhan Long Term Fund is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.