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JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F

Q: What is the NAV of JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F?

As of 05 Oct 2026, the NAV of JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F is ₹41.44 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

JM Financial Mutual Fund · Best Liquid Mutual Funds

NAV

₹41.44

0.00% 1D

as of 05 Oct 2026

This is the Direct plan of JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F — bought from the fund house, with no distributor commission in its expense ratio. Income is retained in the fund, so it shows up as NAV rather than as a payout.

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NAV history

0.00%absolute

52-week rangePrev NAV ₹41.44

Latest ₹41.44

Low ₹41.44High ₹41.44

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.

PerformanceBelow avg

3Y CAGR 0.00% · ranks 37 of 37 Liquid Funds

RiskLow

Volatility 0.0% vs 0.2% category avg

Cost—

Expense ratio not available yet

ConsistencyLow

0% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Less volatile than its Liquid Fund peers (0.0% vs 0.2%)

Concerns

Trails the Liquid Fund average on 3M/6M/1Y — 1Y by 6.40pp
3-year return (0.00%) trails the Liquid Fund average (+6.88%)
5-year return (0.00%) trails the Liquid Fund average (+6.33%)
Ranks #42 of 42 on 1-year return in its Liquid Fund cohort
Positive in only 0% of rolling 3-year windows

Key Metrics

Annual fee charged by the fund, already deducted from NAV

—

Category 0.15%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

—

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category —

Scheme Info

Definitions

Plan

Direct · Growth

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

None

Exit Load

—

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

—

Smallest recurring SIP instalment the scheme accepts

—

Smallest one-time (lumpsum) investment the scheme accepts

—

Benchmark

—

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

30 Jun 2020

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

0.00%

Absolute return over the last 3 months (not annualized)

0.00%

Absolute return over the last 6 months (not annualized)

0.00%

Absolute return since 1 Jan of this year (not annualized)

0.00%

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

0.00%

3-year annualized return (CAGR)

0.00%

5-year annualized return (CAGR)

0.00%

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the first NAV we hold for this plan — the Inception date under Key metrics. AMFI's history starts in April 2006, so an older scheme is measured from there.

0.00%

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

0.00%

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

0.00%

Benchmark ratios

Not shown for Liquid Fund — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Fund vs category average (Liquid Fund)

Period	Fund	Category avg.	Diff
1M abs	0.00%	+0.46%	-0.46%
3M abs	0.00%	+1.53%	-1.53%
6M abs	0.00%	+3.23%	-3.23%
1Y CAGR	0.00%	+6.40%	-6.40%
3Y CAGR	0.00%	+6.88%	-6.88%
5Y CAGR	0.00%	+6.33%	-6.33%

Category average across peers in Liquid Fund (up to 44 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Category rank

Vs 44 peers in Liquid Fund

1Y return

0.00%

Beats 0% · rank #42

3Y return

0.00%

Beats 0% · rank #37

5Y return

0.00%

Beats 0% · rank #35

Sharpe

—

Sortino

—

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹6.00L

Current value

₹6.00L

Absolute

0.00%

XIRR

0.00%

Value vs. invested

ValueInvested

60 monthly installments of ₹10,000 into JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F, valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	0.00%
2025	0.00%
2024	0.00%
2023	0.00%
2022	0.00%
2021	0.00%
2020part	0.00%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

1,946

AUM

₹2.68L

YTM

6.12%

Macaulay duration

41 days

Average maturity

41 days

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Liquid Fund

Compare all


JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.FThis fund JM Financial · Direct · Growth	—	0.00%	0.00%	0.00%	—	—	₹2.68L
Aditya Birla Sun Life Liquid Fund Aditya Birla Sun Life · Direct · Growth	★★★★☆	+6.57%	+7.00%	+6.45%	—	0.21%	₹60,608Cr
Edelweiss Liquid Fund Edelweiss · Direct · Growth	★★★★☆	+6.54%	+7.00%	+6.42%	—	0.10%	₹13,834Cr
Axis Liquid Fund Axis · Direct · Growth	★★★★★	+6.58%	+7.00%	+6.43%	—	0.13%	₹55,968Cr
Sundaram Liquid Fund Sundaram · Direct · Growth	★★★★★	+6.57%	+6.99%	—	—	0.14%	₹7,410Cr
Franklin India Liquid Fund - Direct Plan - Super Franklin Templeton · Direct · Institutional · Growth	★★★★★	+6.53%	+6.98%	+6.40%	—	0.14%	₹4,069Cr

Asset allocation

As on 31 Aug 2026 · AMC disclosure

Debt85.49%
Cash & Equivalents14.02%
Other0.48%

Equity (29)

which companies this fund invests in

As on 31 Aug 2026 · AMC disclosure

Canara Bank 15-SEP-2026

5.73%

91 Days Treasury Bill 19-Nov-2026

5.67%

L&T Finance Limited 05-NOV-2026

5.67%

Bank of Baroda 11-NOV-2026

5.67%

Power Finance Corporation Limited 18-NOV-2026

5.66%

SIDBI 06-NOV-2026

4.25%

Reliance Retail Ventures Ltd 02-SEP-2026

2.87%

NTPC Limited 09-SEP-2026

2.87%

Union Bank of India 04-SEP-2026

2.87%

Godrej Properties Limited 10-SEP-2026

2.86%

Fund size over time

Quarterly average AUM · AMFI

₹2.68L

April - June 2026

since January - March 2026

+₹0

est. net flow, last quarter

At or near its largest, ₹2.68L in January - March 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Net flow is an estimate: AMFI publishes a quarterly average AUM, not a closing balance, and it covers every plan and option of this scheme together, so it is a read on direction and rough size rather than a cash-flow statement.

AMC Profile

JM Financial Mutual Fund is the asset management arm of the JM Financial group and is one of India's oldest private fund houses, launched in 1994 when the industry first opened to private managers.

Launched

14 Sep 1994

Total AUM

₹13,205Cr-0.1% QoQ

Avg AUM · April - June 2026

Website

jmfinancialmf.com

JM Financial in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Liquid funds

Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.

Frequently asked questions

What is the NAV of JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F?

As of 05 Oct 2026, the NAV of JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F is ₹41.44 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What returns has JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F delivered?

JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F has returned 0.00% over 1 year, 0.00% per year over 3 years, 0.00% per year over 5 years and 0.00% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.

What are the top holdings of JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F?

JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F's largest holdings are Canara Bank 15-SEP-2026 (5.7%), 91 Days Treasury Bill 19-Nov-2026 (5.7%), L&T Finance Limited 05-NOV-2026 (5.7%), Bank of Baroda 11-NOV-2026 (5.7%) and Power Finance Corporation Limited 18-NOV-2026 (5.7%). Holdings are disclosed monthly and change over time.

How risky is JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F?

JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.0% and its worst peak-to-trough fall in our sample was 0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

How is JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F taxed?

JM Liquid Fund - Direct Plan - Unclaimed Application Refund Amount I.E.F is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.