Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years
This is the Regular plan of Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
NAV history
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — too few comparable Debt funds (same plan and option) to rank against yet.
Not enough Liquid Fund peers to rank yet
Volatility 0.2% (no category average yet)
Expense ratio not available yet
100% of rolling 3Y windows were positive
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
- Consistent — positive in 100% of rolling 3-year windows
Concerns
No significant concerns identified.
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk
Fund vs category average (Liquid Fund)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +0.44% | — | — |
| 3M abs | +1.46% | — | — |
| 6M abs | +3.07% | — | — |
| 1Y CAGR | +6.13% | — | — |
| 3Y CAGR | +6.63% | — | — |
| 5Y CAGR | +6.06% | — | — |
Category average across peers in Liquid Fund, same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
60 monthly installments of ₹10,000 into Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | |
|---|---|---|
| 2026part | +4.72% | |
| 2025 | +6.39% | |
| 2024 | +7.10% | |
| 2023 | +6.75% | |
| 2022 | +4.57% | |
| 2021 | +3.11% | |
| 2020 | +3.54% | |
| 2019part | +2.78% |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.
Taxation
Taxed as debtThis is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.
Your income-tax slab — no LTCG or indexation benefit
Pick your slab to see the rate that applies to you.
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Asset allocation
As on 31 Aug 2026 · AMC disclosure- Debt63.80%
- Cash & Equivalents36.20%
AMC Profile
Motilal Oswal Mutual Fund is the asset management arm of the broker Motilal Oswal Financial Services and launched its first scheme in 2010. It is known for a concentrated 'buy right, sit tight' equity philosophy and for a large passive and international range.
Motilal Oswal in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
Moneycontrol Hosts Mutual Fund Summit In Delhi
Passionate In Marketing · 1d ago
Mutual funds now offer nearly 2,000 schemes; passive funds account for one-third of the shelf
cafemutual.com · 3d ago
Motilal Oswal AMC announces change in OPAT status
Investment Guru India · 5d ago
Looking for low cost and high return funds in 6 months? HDFC Defence Fund among top 8
The Economic Times · 7d ago
Volume Gainers, September 28, 2026 at 12:00 PM IST: R Systems Leads Volume Jump
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Nifty REITs & Realty TRI - Benchmark Returns & Mutual Funds
Multibagg AI · 9d ago
NFO Insight: Motilal Oswal Nifty REITs & Realty Index Fund opens for subscription. Is now the right time t
The Economic Times · 11d ago
NFO Insight: Motilal Oswal Nifty REITs & Realty Index…
inkl · 11d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Liquid funds
Liquid funds invest in very short-term debt (maturing within 91 days). They're used to park money for days or weeks — low risk and easy to redeem, but low return too.
Frequently asked questions
What is the NAV of Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years?
As of 05 Oct 2026, the NAV of Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years is ₹14.62 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years delivered?
Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years has returned +6.13% over 1 year, +6.63% per year over 3 years, +6.06% per year over 5 years and +5.33% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What are the top holdings of Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years?
Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years's largest holdings are Punjab National Bank 2026 (4.9%), Small Industries Dev Bank of India 2026 (4.9%), Bajaj Finance Limited 2026 (4.9%), Poonawalla Fincorp Limited 2026 (4.9%) and Bank of Baroda 2026 (4.9%). Holdings are disclosed monthly and change over time.
How risky is Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years?
Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years is rated low on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 0.2% and its worst peak-to-trough fall in our sample was -0.0%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
How is Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years taxed?
Motilal Oswal Liquid Fund - Unclaimed Dividend- Upto 3 years is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.