Tata Dividend Yield Fund vs LIC MF Dividend Yield Fund
Tata Dividend Yield Fund (Direct) and LIC MF Dividend Yield Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dividend Yield Fund schemes — see the best dividend yield mutual funds for the full ranking.
Head to head
NAVs as of 05 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 31 Jul 2023 – 05 Oct 2026, limited by LIC MF Dividend Yield Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | Tata Dividend Yield Fund | LIC MF Dividend Yield Fund | Nifty 500 TRI |
|---|---|---|---|
| 31 Jul 2023 | ₹100.00 | ₹100.00 | ₹100.00 |
| 05 Nov 2023 | ₹101.92 | ₹100.57 | ₹99.99 |
| 10 Feb 2024 | ₹117.96 | ₹126.85 | ₹117.78 |
| 17 May 2024 | ₹127.98 | ₹139.89 | ₹124.65 |
| 21 Aug 2024 | ₹140.62 | ₹161.53 | ₹138.67 |
| 26 Nov 2024 | ₹134.91 | ₹156.29 | ₹134.27 |
| 03 Mar 2025 | ₹115.70 | ₹134.50 | ₹118.78 |
| 08 Jun 2025 | ₹137.92 | ₹160.79 | ₹138.72 |
| 13 Sep 2025 | ₹138.99 | ₹161.83 | ₹139.30 |
| 19 Dec 2025 | ₹144.48 | ₹161.92 | ₹142.67 |
| 25 Mar 2026 | ₹135.60 | ₹147.20 | ₹129.81 |
| 30 Jun 2026 | ₹152.55 | ₹169.74 | ₹139.40 |
| 05 Oct 2026 | ₹148.56 | ₹167.13 | ₹133.55 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 61 stocks only in Tata Dividend Yield Fund
- 15 stocks in both — 24.7% of each portfolio by weight
- 42 stocks only in LIC MF Dividend Yield Fund
The more the circles overlap, the more the funds hold the same stocks.
Tata Dividend Yield Fund and LIC MF Dividend Yield Fund share 25% of their equity book by weight.
Shared holdings — Tata Dividend Yield Fund vs LIC MF Dividend Yield Fund
| Stock | Tata Dividend Yield Fund | LIC MF Dividend Yield Fund | |
|---|---|---|---|
| ICICI BANK LTD | 3.40% | 3.99% | 3.40% |
| HDFC BANK LTD | 2.76% | 4.76% | 2.76% |
| BHARAT ELECTRONICS LTD | 2.43% | 2.35% | 2.35% |
| RADICO KHAITAN LTD | 3.28% | 2.06% | 2.06% |
| SHRIRAM FINANCE LTD | 2.00% | 2.03% | 2.00% |
| NTPC LTD | 1.59% | 2.09% | 1.59% |
| SAMVARDHANA MOTHERSON INTERNATIONAL LTD | 1.52% | 1.67% | 1.52% |
| TATA CONSULTANCY SERVICES LTD | 1.34% | 2.90% | 1.34% |
| BAJAJ AUTO LTD | 1.31% | 2.09% | 1.31% |
| MULTI COMMODITY EXCHANGE OF IND LTD | 2.51% | 1.29% | 1.29% |
| AXIS BANK LTD | 1.23% | 2.73% | 1.23% |
| HINDUSTAN AERONAUTICS LTD | 1.49% | 1.20% | 1.20% |
| BHARTI AIRTEL LTD | 1.64% | 1.10% | 1.10% |
| INTERGLOBE AVIATION LTD | 0.89% | 2.19% | 0.89% |
| MAHINDRA & MAHINDRA LTD | 0.70% | 1.27% | 0.70% |
15 shared of 76 / 57 positions. Weights are shown as a share of each fund's equity book.
| Metric | Tata · Direct NAV ₹20.73 Very High risk ★★★☆☆ | LIC · Direct NAV ₹34.71 Very High risk ★★★★☆ | Category median Dividend Yield Fund · 12 funds |
|---|---|---|---|
| +6.52%Best in row | +3.35% | -2.48% | |
| +13.02% | +17.60%Best in row | +10.43% | |
| +12.66% | — | +12.16% | |
| +14.49% | +17.52% | +12.85% | |
| +12.80%Best in row | +9.59% | — | |
| +18.70% | +19.31%Best in row | +16.77% | |
| +14.69% | — | +15.61% | |
| Risk | |||
| 0.41 | 0.69Best in row | 0.29 | |
| 0.54 | 0.95Best in row | 0.39 | |
| +3.15% | +7.33%Best in row | +1.35% | |
| 1.02 | 1.11 | 0.91 | |
| 108.7% | 130.8%Best in row | 99.0% | |
| 94.4%Best in row | 102.1% | 89.3% | |
| 0.79%Best in row | 0.97% | 1.19% | |
| ₹1,049Cr | ₹675.68Cr | ₹1,253Cr | |
| Up to 0.50% | None | — | |
| 22% | 48% | 31% | |
| Hasmukh Vishariya | Dikshit Mittal · 3.2y | — | |
| 27 May 2021 | 31 Jul 2023 | — | |
| 76 | 57 | — | |
| 25.6% | 32.1% | — | |
| 5.1% | 3.8% | — | |
8 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Volatility
- 16.04%
- Max drawdown
- -20.44%
- Benchmark
- Nifty 500 TRI
- Lock-in
- None
- Min SIP
- ₹100
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Tata Dividend Yield Fund or LIC MF Dividend Yield Fund?
Over the last 3 years, LIC MF Dividend Yield Fund returned +17.60% CAGR against Tata Dividend Yield Fund's +13.02%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Tata Dividend Yield Fund or LIC MF Dividend Yield Fund?
Tata Dividend Yield Fund has the lower expense ratio: Tata Dividend Yield Fund charges 0.79% a year against LIC MF Dividend Yield Fund's 0.97%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Tata Dividend Yield Fund or LIC MF Dividend Yield Fund?
Tata Dividend Yield Fund has shown higher volatility (+16.04% annualized vs LIC MF Dividend Yield Fund's +16.04%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Tata Dividend Yield Fund -20.44% vs LIC MF Dividend Yield Fund -20.44%.
Which fund manages more money — Tata Dividend Yield Fund or LIC MF Dividend Yield Fund?
Tata Dividend Yield Fund is the larger fund: Tata Dividend Yield Fund manages ₹1,049Cr against LIC MF Dividend Yield Fund's ₹675.68Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Tata Dividend Yield Fund and LIC MF Dividend Yield Fund in the same category?
Yes — both are Dividend Yield Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.