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Nippon India Ultra Short to Short Term Fund vs Kotak Ultra Short to Short Term Fund

Nippon India Ultra Short to Short Term Fund (Direct) and Kotak Ultra Short to Short Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Low Duration Fund schemes — see the best low duration mutual funds for the full ranking.

Head to head

NAVs as of 03 Nov 2026

Nippon India Ultra Short to Short Term FundDirectKotak Ultra Short to Short Term FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 02 Feb 2015 – 03 Nov 2026, limited by Kotak Ultra Short to Short Term Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateNippon India Ultra Short to Short Term FundKotak Ultra Short to Short Term Fund
02 Feb 2015₹100.00₹100.00
26 Jan 2016₹108.48₹109.20
17 Jan 2017₹118.16₹120.03
10 Jan 2018₹126.05₹129.08
03 Jan 2019₹135.63₹139.36
26 Dec 2019₹145.25₹151.86
18 Dec 2020₹156.81₹164.97
11 Dec 2021₹164.38₹172.03
03 Dec 2022₹171.78₹179.50
26 Nov 2023₹183.99₹192.51
18 Nov 2024₹198.57₹208.13
10 Nov 2025₹214.26₹224.55
03 Nov 2026₹226.81₹237.24
Nippon India Ultra Short to Short Term Fund, Kotak Ultra Short to Short Term Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Low Duration Fund median.
Metric
Nippon India · Direct
NAV ₹4,313.06
Low to Moderate risk
★★★★☆
Kotak Mahindra · Direct
NAV ₹3,953.36
Low to Moderate risk
★★★★☆
Category median
Low Duration Fund · 25 funds
+6.00%Best in row+5.78%+5.88%
+7.35%+7.34%+7.23%
+6.76%+6.73%+6.56%
+6.92%+7.25%Best in row+6.74%
+7.57%+7.63%+7.16%
+7.40%+7.47%+7.24%
+7.23%+7.31%+7.04%
+7.31%+7.59%Best in row+7.12%
Risk
0.51%0.53%0.51%
1.66Best in row1.591.60
2.77Best in row2.682.68
-1.97%-1.50%-1.36%
0.39%Best in row0.41%0.34%
₹7,766Cr₹12,021Cr₹1,801Cr
₹10.00K₹100—
Vivek Sharma · 6.8yDeepak Agrawal—
20 Mar 200706 Mar 2008—
6.4%1.5%—
12 rows carry the same value for every fund — show
5Y SIP XIRR
+7.09%
Benchmark
—
Alpha
—
Beta
—
Upside capture
—
Downside capture
—
Exit load
None
Lock-in
None
Min SIP
₹100
Portfolio turnover
—
Holdings
—
Top 10 weight
—

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — Nippon India Ultra Short to Short Term Fund or Kotak Ultra Short to Short Term Fund?

Over the last 3 years, Nippon India Ultra Short to Short Term Fund returned +7.35% CAGR against Kotak Ultra Short to Short Term Fund's +7.34%, computed from AMFI NAV history. Over 5 years: Nippon India Ultra Short to Short Term Fund +6.76% vs Kotak Ultra Short to Short Term Fund +6.73% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — Nippon India Ultra Short to Short Term Fund or Kotak Ultra Short to Short Term Fund?

Nippon India Ultra Short to Short Term Fund has the lower expense ratio: Nippon India Ultra Short to Short Term Fund charges 0.39% a year against Kotak Ultra Short to Short Term Fund's 0.41%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — Nippon India Ultra Short to Short Term Fund or Kotak Ultra Short to Short Term Fund?

Kotak Ultra Short to Short Term Fund has shown higher volatility (+0.53% annualized vs Nippon India Ultra Short to Short Term Fund's +0.51%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Nippon India Ultra Short to Short Term Fund -0.21% vs Kotak Ultra Short to Short Term Fund -0.24%.

Which fund manages more money — Nippon India Ultra Short to Short Term Fund or Kotak Ultra Short to Short Term Fund?

Kotak Ultra Short to Short Term Fund is the larger fund: Nippon India Ultra Short to Short Term Fund manages ₹7,766Cr against Kotak Ultra Short to Short Term Fund's ₹12,021Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are Nippon India Ultra Short to Short Term Fund and Kotak Ultra Short to Short Term Fund in the same category?

Yes — both are Low Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.