DSP Gilt Fund vs UTI - Gilt Fund
DSP Gilt Fund (Direct) and UTI - Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.
Head to head
NAVs as of 07 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 03 Jan 2013 – 07 Oct 2026, limited by UTI - Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | DSP Gilt Fund | UTI - Gilt Fund |
|---|---|---|
| 03 Jan 2013 | ₹100.00 | ₹100.00 |
| 26 Feb 2014 | ₹101.47 | ₹103.33 |
| 21 Apr 2015 | ₹119.33 | ₹128.00 |
| 12 Jun 2016 | ₹128.28 | ₹135.35 |
| 05 Aug 2017 | ₹149.29 | ₹163.48 |
| 28 Sep 2018 | ₹150.47 | ₹164.17 |
| 21 Nov 2019 | ₹177.97 | ₹190.46 |
| 12 Jan 2021 | ₹203.38 | ₹210.94 |
| 07 Mar 2022 | ₹210.41 | ₹215.06 |
| 30 Apr 2023 | ₹224.84 | ₹230.12 |
| 22 Jun 2024 | ₹249.65 | ₹250.66 |
| 14 Aug 2025 | ₹269.83 | ₹271.63 |
| 07 Oct 2026 | ₹279.58 | ₹284.93 |
| Metric | DSP · Direct NAV ₹105.53 Moderate risk ★★★☆☆ | UTI · Direct NAV ₹68.13 Moderate risk ★★★★☆ | Category median Gilt Fund · 25 funds |
|---|---|---|---|
| +2.28% | +4.36%Best in row | +2.10% | |
| +7.00%Best in row | +6.82% | +6.43% | |
| +5.92%Best in row | +5.66% | +5.58% | |
| +7.22%Best in row | +6.83% | +6.74% | |
| +7.78% | +7.91% | +7.41% | |
| +6.00% | +6.04% | — | |
| +8.42%Best in row | +8.13% | +7.90% | |
| +8.29%Best in row | +7.86% | +7.79% | |
| +8.36%Best in row | +8.04% | +8.04% | |
| Risk | |||
| 3.75% | 2.59%Best in row | 3.08% | |
| 0.13 | 0.12 | -0.03 | |
| 0.18 | 0.17 | -0.04 | |
| -7.59% | -8.10% | -7.84% | |
| 0.59% | 0.47%Best in row | 0.50% | |
| ₹1,219Cr | ₹407.09Cr | ₹158.30Cr | |
| ₹100 | ₹500 | — | |
| ₹100 | ₹500 | — | |
| Shantanu Godambe | Pankaj Pathak | — | |
| 02 Jan 2013 | 03 Jan 2013 | — | |
| 2.4% | 6.8% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Upside capture
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- Exit load
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- Lock-in
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — DSP Gilt Fund or UTI - Gilt Fund?
Over the last 3 years, DSP Gilt Fund returned +7.00% CAGR against UTI - Gilt Fund's +6.82%, computed from AMFI NAV history. Over 5 years: DSP Gilt Fund +5.92% vs UTI - Gilt Fund +5.66% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — DSP Gilt Fund or UTI - Gilt Fund?
UTI - Gilt Fund has the lower expense ratio: DSP Gilt Fund charges 0.59% a year against UTI - Gilt Fund's 0.47%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — DSP Gilt Fund or UTI - Gilt Fund?
DSP Gilt Fund has shown higher volatility (+3.75% annualized vs UTI - Gilt Fund's +2.59%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: DSP Gilt Fund -4.20% vs UTI - Gilt Fund -3.24%.
Which fund manages more money — DSP Gilt Fund or UTI - Gilt Fund?
DSP Gilt Fund is the larger fund: DSP Gilt Fund manages ₹1,219Cr against UTI - Gilt Fund's ₹407.09Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are DSP Gilt Fund and UTI - Gilt Fund in the same category?
Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.