Bank of India Overnight Fund vs quant Overnight Fund
Bank of India Overnight Fund (Direct) and quant Overnight Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Overnight Fund schemes — see the best overnight mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 05 Dec 2022 – 20 Aug 2026, limited by quant Overnight Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bank of India Overnight Fund | quant Overnight Fund |
|---|---|---|
| 05 Dec 2022 | ₹100.00 | ₹100.00 |
| 28 Mar 2023 | ₹101.97 | ₹101.95 |
| 19 Jul 2023 | ₹104.06 | ₹104.12 |
| 09 Nov 2023 | ₹106.22 | ₹106.47 |
| 29 Feb 2024 | ₹108.44 | ₹108.86 |
| 21 Jun 2024 | ₹110.66 | ₹111.18 |
| 12 Oct 2024 | ₹112.88 | ₹113.41 |
| 02 Feb 2025 | ₹115.24 | ₹115.79 |
| 26 May 2025 | ₹117.45 | ₹117.90 |
| 16 Sep 2025 | ₹119.45 | ₹119.84 |
| 06 Jan 2026 | ₹121.44 | ₹121.74 |
| 29 Apr 2026 | ₹123.38 | ₹123.56 |
| 20 Aug 2026 | ₹125.57 | ₹125.47 |
| Metric | Bank of India · Direct NAV ₹1,397.79 Low risk ★★★★☆ | quant · Direct NAV ₹12.55 Low risk ★★★★★ | Category median Overnight Fund · 47 funds |
|---|---|---|---|
| +5.55%Best in row | +5.09% | +5.31% | |
| +6.26% | +6.20% | +6.12% | |
| +5.81% | — | +5.69% | |
| +5.24% | +6.31%Best in row | +5.16% | |
| +6.10%Best in row | +5.90% | — | |
| +5.67% | +6.42%Best in row | +5.30% | |
| +5.45% | — | +5.19% | |
| Risk | |||
| 0.22% | 0.19% | 0.12% | |
| 0.00% | -0.00% | 0.00% | |
| 0.09%Best in row | 0.19% | 0.10% | |
| ₹80.05Cr | ₹61.28Cr | ₹524.20Cr | |
| — | ₹1.00K | — | |
| Mithraem Bharucha · 5y | Sanjeev Sharma | — | |
| 28 Jan 2020 | 05 Dec 2022 | — | |
| 96.0% | 100.0% | — | |
15 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
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- Sharpe
- —
- Sortino
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- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Min lumpsum
- ₹5.00K
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bank of India Overnight Fund or quant Overnight Fund?
Over the last 3 years, Bank of India Overnight Fund returned +6.26% CAGR against quant Overnight Fund's +6.20%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Bank of India Overnight Fund or quant Overnight Fund?
Bank of India Overnight Fund has the lower expense ratio: Bank of India Overnight Fund charges 0.09% a year against quant Overnight Fund's 0.19%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bank of India Overnight Fund or quant Overnight Fund?
Bank of India Overnight Fund has shown higher volatility (+0.22% annualized vs quant Overnight Fund's +0.19%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bank of India Overnight Fund 0.00% vs quant Overnight Fund 0.00%.
Which fund manages more money — Bank of India Overnight Fund or quant Overnight Fund?
Bank of India Overnight Fund is the larger fund: Bank of India Overnight Fund manages ₹80.05Cr against quant Overnight Fund's ₹61.28Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bank of India Overnight Fund and quant Overnight Fund in the same category?
Yes — both are Overnight Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.