Bandhan Gilt Fund vs DSP Gilt Fund
Bandhan Gilt Fund (Direct) and DSP Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Jan 2013 – 20 Aug 2026, limited by Bandhan Gilt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bandhan Gilt Fund | DSP Gilt Fund |
|---|---|---|
| 02 Jan 2013 | ₹100.00 | ₹100.00 |
| 21 Feb 2014 | ₹107.93 | ₹102.00 |
| 12 Apr 2015 | ₹128.51 | ₹119.42 |
| 31 May 2016 | ₹138.20 | ₹128.53 |
| 19 Jul 2017 | ₹161.27 | ₹148.99 |
| 07 Sep 2018 | ₹161.11 | ₹150.16 |
| 27 Oct 2019 | ₹192.52 | ₹177.76 |
| 15 Dec 2020 | ₹222.43 | ₹203.59 |
| 03 Feb 2022 | ₹227.94 | ₹210.19 |
| 25 Mar 2023 | ₹238.73 | ₹221.90 |
| 12 May 2024 | ₹262.57 | ₹244.35 |
| 01 Jul 2025 | ₹288.89 | ₹270.94 |
| 20 Aug 2026 | ₹310.68 | ₹282.70 |
| Metric | Bandhan · Direct NAV ₹40.85 Moderate risk ★★★★☆ | DSP · Direct NAV ₹106.39 Moderate risk ★★★☆☆ | Category median Gilt Fund · 25 funds |
|---|---|---|---|
| +8.71%Best in row | +5.02% | +4.81% | |
| +8.22%Best in row | +7.13% | +6.80% | |
| +6.55%Best in row | +6.33% | +5.95% | |
| +7.91%Best in row | +7.54% | +7.10% | |
| +8.67%Best in row | +7.92% | +7.54% | |
| +7.49%Best in row | +6.63% | — | |
| +8.65%Best in row | +8.42% | +7.92% | |
| +8.50%Best in row | +8.33% | +7.81% | |
| +8.58%Best in row | +8.39% | +8.08% | |
| Risk | |||
| 3.57%Best in row | 3.74% | 3.11% | |
| 0.48Best in row | 0.17 | 0.10 | |
| 0.69Best in row | 0.23 | 0.14 | |
| -7.05%Best in row | -7.59% | -7.84% | |
| 0.56%Best in row | 0.59% | 0.50% | |
| ₹1,970Cr | ₹1,264Cr | ₹303.41Cr | |
| ₹1.00K | ₹100 | — | |
| Brijesh Shah | Shantanu Godambe | — | |
| 2.6% | 0.8% | — | |
12 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Min SIP
- ₹100
- Portfolio turnover
- —
- Inception
- 02 Jan 2013
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bandhan Gilt Fund or DSP Gilt Fund?
Over the last 3 years, Bandhan Gilt Fund returned +8.22% CAGR against DSP Gilt Fund's +7.13%, computed from AMFI NAV history. Over 5 years: Bandhan Gilt Fund +6.55% vs DSP Gilt Fund +6.33% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bandhan Gilt Fund or DSP Gilt Fund?
Bandhan Gilt Fund has the lower expense ratio: Bandhan Gilt Fund charges 0.56% a year against DSP Gilt Fund's 0.59%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bandhan Gilt Fund or DSP Gilt Fund?
DSP Gilt Fund has shown higher volatility (+3.74% annualized vs Bandhan Gilt Fund's +3.57%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Gilt Fund -4.08% vs DSP Gilt Fund -4.20%.
Which fund manages more money — Bandhan Gilt Fund or DSP Gilt Fund?
Bandhan Gilt Fund is the larger fund: Bandhan Gilt Fund manages ₹1,970Cr against DSP Gilt Fund's ₹1,264Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bandhan Gilt Fund and DSP Gilt Fund in the same category?
Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.