Bandhan Gilt Fund vs DSP Gilt Fund

Bandhan Gilt Fund (Direct) and DSP Gilt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund schemes — see the best gilt mutual funds for the full ranking.

Head to head

NAVs as of 05 Oct 2026

Bandhan Gilt FundDirectDSP Gilt FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Log scale

Common period 02 Jan 2013 – 05 Oct 2026, limited by Bandhan Gilt Fund. Every series is rebased to ₹100 at the start of this window.

View as table

Growth of ₹100, sampled across the common period
Date	Bandhan Gilt Fund	DSP Gilt Fund
02 Jan 2013	₹100.00	₹100.00
25 Feb 2014	₹107.76	₹101.81
19 Apr 2015	₹128.67	₹119.53
11 Jun 2016	₹138.44	₹128.67
04 Aug 2017	₹162.24	₹149.74
26 Sep 2018	₹161.54	₹150.76
19 Nov 2019	₹193.57	₹178.83
11 Jan 2021	₹223.41	₹204.13
05 Mar 2022	₹230.87	₹211.39
28 Apr 2023	₹242.23	₹225.52
20 Jun 2024	₹269.47	₹249.86
12 Aug 2025	₹285.41	₹269.32
05 Oct 2026	₹311.00	₹279.97

Bandhan Gilt Fund, DSP Gilt Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Gilt Fund median.
Metric	Bandhan Gilt Fund Bandhan · Direct NAV ₹40.89 Moderate risk ★★★★☆	DSP Gilt Fund DSP · Direct NAV ₹105.36 Moderate risk ★★★☆☆	Category median Gilt Fund · 25 funds

	+7.28%Best in row	+2.40%	+2.33%
	+8.04%Best in row	+6.69%	+6.21%
	+6.44%Best in row	+5.89%	+5.57%
	+7.60%Best in row	+7.16%	+6.69%
	+8.60%	+7.77%	+7.42%
	+7.23%Best in row	+5.94%	—

	+8.65%Best in row	+8.41%	+7.89%
	+8.47%Best in row	+8.29%	+7.78%
	+8.56%Best in row	+8.36%	+8.04%
Risk
	3.55%Best in row	3.78%	3.11%
	0.43Best in row	0.05	-0.09
	0.62Best in row	0.07	-0.12
	-7.05%	-7.59%	-7.84%

	0.57%Best in row	0.59%	0.50%
	₹1,970Cr	₹1,264Cr	₹175.20Cr
	₹1.00K	₹100	—
	Brijesh Shah	Shantanu Godambe	—

	77.9%	2.4%	—

12 rows carry the same value for every fund — show

Benchmark: —
Alpha: —
Beta: —
Upside capture: —
Downside capture: —
Exit load: None
Lock-in: None
Min SIP: ₹100
Portfolio turnover: —
Inception: 02 Jan 2013
Holdings: —
Top 10 weight: —

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — Bandhan Gilt Fund or DSP Gilt Fund?

Over the last 3 years, Bandhan Gilt Fund returned +8.04% CAGR against DSP Gilt Fund's +6.69%, computed from AMFI NAV history. Over 5 years: Bandhan Gilt Fund +6.44% vs DSP Gilt Fund +5.89% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — Bandhan Gilt Fund or DSP Gilt Fund?

Bandhan Gilt Fund has the lower expense ratio: Bandhan Gilt Fund charges 0.57% a year against DSP Gilt Fund's 0.59%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — Bandhan Gilt Fund or DSP Gilt Fund?

DSP Gilt Fund has shown higher volatility (+3.78% annualized vs Bandhan Gilt Fund's +3.55%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Gilt Fund -4.08% vs DSP Gilt Fund -4.20%.

Which fund manages more money — Bandhan Gilt Fund or DSP Gilt Fund?

Bandhan Gilt Fund is the larger fund: Bandhan Gilt Fund manages ₹1,970Cr against DSP Gilt Fund's ₹1,264Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are Bandhan Gilt Fund and DSP Gilt Fund in the same category?

Yes — both are Gilt Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.