Bandhan Floating Interest Rates Fund vs DSP Floating Interest Rates Fund
Bandhan Floating Interest Rates Fund (Direct) and DSP Floating Interest Rates Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floating Interest Rates Fund schemes — see the best floater mutual funds for the full ranking.
Head to head
NAVs as of 06 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 22 Mar 2021 – 06 Oct 2026, limited by DSP Floating Interest Rates Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bandhan Floating Interest Rates Fund | DSP Floating Interest Rates Fund |
|---|---|---|
| 22 Mar 2021 | ₹100.00 | ₹100.00 |
| 07 Sep 2021 | ₹102.43 | ₹103.18 |
| 22 Feb 2022 | ₹104.07 | ₹104.23 |
| 10 Aug 2022 | ₹105.61 | ₹105.12 |
| 26 Jan 2023 | ₹108.28 | ₹107.99 |
| 13 Jul 2023 | ₹112.13 | ₹112.32 |
| 29 Dec 2023 | ₹115.63 | ₹116.35 |
| 15 Jun 2024 | ₹119.71 | ₹121.19 |
| 30 Nov 2024 | ₹124.68 | ₹126.63 |
| 18 May 2025 | ₹131.12 | ₹133.04 |
| 03 Nov 2025 | ₹134.67 | ₹136.37 |
| 20 Apr 2026 | ₹138.26 | ₹139.11 |
| 06 Oct 2026 | ₹142.53 | ₹142.79 |
| Metric | Bandhan · Direct NAV ₹14.27 Moderate risk ★★★☆☆ | DSP · Direct NAV ₹14.33 Moderate risk ★★★☆☆ | Category median Floating Interest Rates Fund · 12 funds |
|---|---|---|---|
| +6.31%Best in row | +5.22% | +5.98% | |
| +7.82% | +7.77% | +7.60% | |
| +6.80%Best in row | +6.66% | +6.77% | |
| +6.53% | +6.64% | +7.09% | |
| +7.43%Best in row | +7.24% | — | |
| +7.18% | +7.58%Best in row | +7.50% | |
| +6.66% | +6.70% | +6.89% | |
| Risk | |||
| 0.99%Best in row | 1.11% | 0.81% | |
| 1.34Best in row | 1.15 | 1.24 | |
| 2.05Best in row | 1.74 | 1.92 | |
| -0.68% | -0.50% | -1.31% | |
| 0.14%Best in row | 0.27% | 0.28% | |
| ₹224.02Cr | ₹324.49Cr | ₹2,249Cr | |
| ₹1.00K | ₹100 | — | |
| Brijesh Shah | Shantanu Godambe | — | |
| 22 Feb 2021 | 22 Mar 2021 | — | |
| 8.3% | 4.6% | — | |
13 rows carry the same value for every fund — show
- 10Y return (CAGR)
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- 10Y rolling avg
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- Benchmark
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- Alpha
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- Beta
- —
- Upside capture
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- Downside capture
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- Exit load
- None
- Lock-in
- None
- Min SIP
- ₹100
- Portfolio turnover
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- Holdings
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- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bandhan Floating Interest Rates Fund or DSP Floating Interest Rates Fund?
Over the last 3 years, Bandhan Floating Interest Rates Fund returned +7.82% CAGR against DSP Floating Interest Rates Fund's +7.77%, computed from AMFI NAV history. Over 5 years: Bandhan Floating Interest Rates Fund +6.80% vs DSP Floating Interest Rates Fund +6.66% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bandhan Floating Interest Rates Fund or DSP Floating Interest Rates Fund?
Bandhan Floating Interest Rates Fund has the lower expense ratio: Bandhan Floating Interest Rates Fund charges 0.14% a year against DSP Floating Interest Rates Fund's 0.27%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bandhan Floating Interest Rates Fund or DSP Floating Interest Rates Fund?
DSP Floating Interest Rates Fund has shown higher volatility (+1.11% annualized vs Bandhan Floating Interest Rates Fund's +0.99%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Floating Interest Rates Fund -0.47% vs DSP Floating Interest Rates Fund -0.50%.
Which fund manages more money — Bandhan Floating Interest Rates Fund or DSP Floating Interest Rates Fund?
DSP Floating Interest Rates Fund is the larger fund: Bandhan Floating Interest Rates Fund manages ₹224.02Cr against DSP Floating Interest Rates Fund's ₹324.49Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bandhan Floating Interest Rates Fund and DSP Floating Interest Rates Fund in the same category?
Yes — both are Floating Interest Rates Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.