The Wealth Company Multi Asset Allocation Fund
The Wealth Company Mutual Fund · Best Multi Asset Allocation Mutual Funds
This is the Regular plan of The Wealth Company Multi Asset Allocation Fund — bought through a distributor, whose commission is paid out of its expense ratio. Income is distributed, which is why this NAV sits below the growth plan of the same fund.
Performance
Scorecard
Not ratedHow this is computed
Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.
Not enough Multi Asset Allocation peers to rank yet
Volatility 13.8% vs 10.3% category avg
2.9% expense vs 2.1% category avg
Not enough history for a rolling 3Y view
Strengths & concerns
Generated from this fund's own numbers against its sub-category — each point names the figure behind it.
Strengths
No standout strengths identified.
Concerns
- More volatile than its Multi Asset Allocation peers (13.8% vs 10.3%)
- High expense ratio (2.91%) vs the Multi Asset Allocation average of 2.10%
Key Metrics
Scheme Info
DefinitionsPeriod returns (<1Y, absolute — not annualized)
DefinitionsAnnualized returns (≥1Y — CAGR)
DefinitionsAdvanced metrics — risk and benchmark ratios
Risk (trailing 3Y)
DefinitionsBenchmark ratios (vs Nifty 50 · 36 monthly returns)
DefinitionsComputed vs the Nifty 50 price index — the closest match to this fund's mandate. Needs ~3 years of history; a low R² means the fund tracks the index loosely.
Fund vs category average (Multi Asset Allocation)
| Period | Fund | Category avg. | Diff |
|---|---|---|---|
| 1M abs | +2.90% | +2.22% | +0.68% |
| 3M abs | +2.54% | +2.67% | -0.13% |
| 6M abs | +4.79% | -0.14% | +4.93% |
| 1Y CAGR | — | +10.61% | — |
| 3Y CAGR | — | +12.04% | — |
| 5Y CAGR | — | +10.78% | — |
Category average across peers in Multi Asset Allocation (up to 35 funds with data), same plan and option, excluding this fund. Under-1-year figures are absolute; 1Y and beyond are annualised (CAGR).
Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.
Backtest this fund
What a SIP or one-time investment would have grown to over this fund’s real NAV history.
8 monthly installments of ₹10,000 into The Wealth Company Multi Asset Allocation Fund, valued at the latest NAV. XIRR annualizes for each installment’s timing.
Calendar-year returns
What the fund actually returned in each year, not the smoothed average.
| Year | Fund | Nifty 50 | Diff | |
|---|---|---|---|---|
| 2026part | +8.00% | -7.26% | +15.26% | |
| 2025part | +0.73% | — | — |
January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in; those years show no benchmark comparison.
Taxation
Taxed as equityThis is an equity-oriented fund (≥65% in Indian equities), so gains get the concessional capital-gains rates below — they do not add to your income-tax slab.
Flat, on the whole gain
On gains above ₹1.25 L per financial year
Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.
Worst falls, and the wait to get back
How far this fund has dropped from a high, and how long it took to reclaim it.
- -11.2%29 Jan 2026 → 23 Mar 2026
Fell over 2 months, back to the old high on 20 Aug 2026 — 5 months under water after the low.
Measured on this fund’s own NAV history, peak to trough to the day it regained the peak. Falls shallower than 5% are left out. A recovery date is when the NAV got back, not when any particular investor did — that depends on when they bought.
Fund size over time
Quarterly average AUM · AMFIAt or near its largest, ₹169.81Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.
The Wealth Company in the news
Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.
MFs: Investors Increasing Risk Appetite
fintechbiznews.com · 3d ago
The Wealth Company Multi Cap Fund Regular-IDCW
The Economic Times · 6d ago
The Wealth Company Mid Cap Fund - Regular Plan Returns
The Economic Times · 7d ago
Drop In Collections In MFs Across The Board
fintechbiznews.com · 7d ago
MFRT 2026 calls for a ‘reboot’ of the MFD business
Cafemutual · 7d ago
The Wealth Company Liquid Fund - Direct Plan
CNBC TV18 · 10d ago
The Wealth Company launches GIFT City Fund to offer overseas investors India mutual fund exposure
The Economic Times · 11d ago
The Wealth Company Mid Cap Fund - Direct Plan Fund info
The Economic Times · 12d ago
Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.
About Multi Asset Allocation funds
Multi asset funds spread money across at least three asset classes — typically equity, debt and gold — each at 10% or more. The mix aims to reduce the impact of any one asset having a bad year.
Frequently asked questions
What is the NAV of The Wealth Company Multi Asset Allocation Fund?
As of 20 Aug 2026, the NAV of The Wealth Company Multi Asset Allocation Fund is ₹10.93 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.
What returns has The Wealth Company Multi Asset Allocation Fund delivered?
The Wealth Company Multi Asset Allocation Fund has returned +8.80% per year since inception. Figures beyond one year are annualised (CAGR) and are computed from AMFI NAV history, so they may differ slightly from other portals.
What is the expense ratio of The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund charges an expense ratio of 2.91% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.
What are the top holdings of The Wealth Company Multi Asset Allocation Fund?
Its largest holdings are REC LIMITED SR 253 7.38 BD 28FB29 FVRS1LAC (6.4%), Others CBLO (5.3%), NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT SR 25B 7.64 BD 06DC29 FVRS1LAC (4.3%), SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA SR IV 7.04 BD 09FB29 FVRS1LAC (4.2%) and ICICI Bank Ltd (3.5%). Holdings are disclosed monthly and change over time.
How risky is The Wealth Company Multi Asset Allocation Fund?
It is rated high on SEBI's risk-o-meter, its trailing-3Y volatility (annualised) is 13.8% and its worst peak-to-trough fall in our sample was -11.2%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.
Who manages The Wealth Company Multi Asset Allocation Fund?
The Wealth Company Multi Asset Allocation Fund is managed by Niranjan Das, Aparna Shanker and Umesh Sharma at The Wealth Company.
How is The Wealth Company Multi Asset Allocation Fund taxed?
The Wealth Company Multi Asset Allocation Fund is an equity-oriented fund, so its capital gains get concessional rates: short-term gains (units held under 1 year) are taxed at 20%, and long-term gains (held 1 year or more) at 12.5% above a ₹1.25 lakh per-year exemption. These rates apply on redemption and don't add to your income-tax slab.