DebtIncomeRegularIDCWModerate

TRUSTMF Fixed Maturity Plan -Series II (1196 Days)

Q: What is the NAV of TRUSTMF Fixed Maturity Plan -Series II (1196 Days)?

As of 09 Jul 2026, the NAV of TRUSTMF Fixed Maturity Plan -Series II (1196 Days) is ₹1,294.26 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

Q: What is the expense ratio of TRUSTMF Fixed Maturity Plan -Series II (1196 Days)?

TRUSTMF Fixed Maturity Plan -Series II (1196 Days) charges an expense ratio of 0.56% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

Q: How risky is TRUSTMF Fixed Maturity Plan -Series II (1196 Days)?

It is rated moderate on SEBI's risk-o-meter and its worst peak-to-trough fall in our sample was -1.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

Q: How is TRUSTMF Fixed Maturity Plan -Series II (1196 Days) taxed?

TRUSTMF Fixed Maturity Plan -Series II (1196 Days) is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.

Trust Mutual Fund

NAV

₹1,294.26

+0.01% 1D

as of 09 Jul 2026

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NAV history

+6.67%CAGR

52-week rangePrev NAV ₹1,294.13

Latest ₹1,294.26

Low ₹1,213.02100th percentile of its 52-week rangeHigh ₹1,294.26

Scorecard

Not rated

How this is computed

Each verdict is computed from this fund's own metrics against its sub-category — the number behind it is shown, not a black-box rating. Not rated — this fund has no full year of NAV history yet. A rating needs at least a 1-year return to rank its performance against peers.

Performance—

Not enough Income peers to rank yet

Risk—

Volatility not available yet

CostHigh

0.6% expense vs 0.3% category avg

ConsistencyHigh

100% of rolling 3Y windows were positive

Strengths & concerns

Generated from this fund's own numbers against its sub-category — each point names the figure behind it.

Strengths

Consistent — positive in 100% of rolling 3-year windows

Concerns

High expense ratio (0.56%) vs the Income average of 0.29%

Key Metrics

Annual fee charged by the fund, already deducted from NAV

Category 0.29%

Portfolio-weighted harmonic mean P/E across the fund's equity holdings

Category —

Excess return per unit of total volatility (rf = 6.5%)

—

Category 0.55

Scheme Info

Definitions

Plan

Regular · IDCW

Period before units can be redeemed — 3 years for ELSS, none for most open-ended funds

Exit Load

Statutory levy on every mutual-fund purchase since 1 Jul 2020 (SEBI / Govt of India) — the same for every scheme

0.005%

SIP Inv.

Smallest recurring SIP instalment the scheme accepts

Smallest one-time (lumpsum) investment the scheme accepts

Benchmark

Start of our NAV history for this plan. Direct plans begin 1 Jan 2013, so this is the plan's inception — not necessarily the scheme's original launch date.

03 Apr 2023

Period returns (<1Y, absolute — not annualized)

Definitions

Absolute return over the last 1 month (not annualized)

—

Absolute return over the last 3 months (not annualized)

—

Absolute return over the last 6 months (not annualized)

—

Absolute return since 1 Jan of this year (not annualized)

—

Annualized returns (≥1Y — CAGR)

Definitions

1-year point-to-point return, annualized (CAGR)

—

3-year annualized return (CAGR)

—

5-year annualized return (CAGR)

—

10-year annualized return (CAGR)

—

Annualized return (CAGR) since the fund's inception

—

Advanced metrics — risk

Risk (trailing 3Y)

Definitions

Annualized standard deviation of daily returns

—

Excess return per unit of total volatility (rf = 6.5%)

—

Excess return per unit of downside deviation — upside swings aren't penalized (rf = 6.5%)

—

Largest peak-to-trough decline over full history

-1.56%

Benchmark ratios

Not shown for Income — a debt, arbitrage or cash-like fund isn't measured against an equity index, so alpha/beta vs one would be noise rather than signal.

Not sure what a figure means? The glossary explains every metric, and the methodology shows the formulas.

Rolling returns

Return for every possible 1Y holding period, not just today’s

Average

+8.5%

Median

+8.7%

Best

+9.5%

Worst

+6.7%

Positive periods

100.0%

28 overlapping 1Y windows, sampled monthly across the fund’s history.

Backtest this fund

What a SIP or one-time investment would have grown to over this fund’s real NAV history.

Monthly investment (₹)

Period

Invested

₹3.60L

Current value

₹4.03L

Absolute

+11.84%

XIRR

+7.83%

Value vs. invested

36 monthly installments of ₹10,000 into TRUSTMF Fixed Maturity Plan -Series II (1196 Days), valued at the latest NAV. XIRR annualizes for each installment’s timing.

Calendar-year returns

What the fund actually returned in each year, not the smoothed average.

Year	Fund
2026part	+3.42%
2025	+8.26%
2024	+8.99%
2023part	+5.95%

January–December, from this fund's NAV history. Absolute return, not annualised. “part” marks a year the fund didn't run end to end — its first year, the current year so far, or one it stopped reporting in.

History points

789

Expense ratio

AUM

Portfolio turnover

Exit load

Taxation

Taxed as debt

This is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — every rupee of gain is added to your income and taxed at your income-tax slab rate, whatever the holding period.

Any holding period

30%

Short- and long-term alike

Your income-tax slab — no LTCG or indexation benefit

Your income-tax slab

Pick your slab to see the rate that applies to you.

Applies to capital gains on redemption. Excludes IDCW/dividend tax, STT, surcharge and cess, and pre-2018 equity grandfathering. For research only — consult a tax advisor before filing.

Peer comparison · Income

Compare all


TRUSTMF Fixed Maturity Plan -Series II (1196 Days)This fund Trust	—	—	—	—	—	0.56%	₹65.08Cr
Kotak FMP Series 304 - Regular Plan - Payout of Kotak Mahindra	★★★★★	+6.07%	+8.20%	—	—	—	₹1.04L
SBI Fixed Maturity Plan (FMP) - Series 1 (3668 Days) SBI	★★★☆☆	+5.83%	+7.82%	+6.77%	—	0.20%	₹51.26Cr
HDFC FMP 2638D February 2023 HDFC	★★★☆☆	+5.82%	+7.80%	—	—	0.38%	₹166.64Cr
BANDHAN FIXED TERM PLAN SERIES - 179 (3652 DAYS) - Regular Plan - Periodic Bandhan	★★☆☆☆	+5.82%	+7.73%	+6.73%	—	—	—
Nippon India Fixed Maturity Plan - XLIII - Series 5 Nippon India	★★★★★	+5.60%	+7.67%	—	—	0.35%	₹186.24Cr

Fund size over time

Quarterly average AUM · AMFI

₹65.08Cr

April - June 2026

+2%

since January - March 2026

At or near its largest, ₹65.08Cr in April - June 2026. Size matters most where the mandate is narrow — a large small-cap or a very large flexi-cap book is harder to move without moving the price.

Trust in the news

Headlines about the fund house, not this scheme in particular — highlights only; tap through to read the full story at the source.

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Returns and risk are computed from NAV history and may differ slightly from other portals due to methodology (rolling vs point-to-point, dividend treatment). For research only — not investment advice.

About Debt funds

Debt funds lend to governments and companies and earn interest. They're generally steadier than equity funds and are used for shorter horizons and stability.

Frequently asked questions

What is the NAV of TRUSTMF Fixed Maturity Plan -Series II (1196 Days)?

As of 09 Jul 2026, the NAV of TRUSTMF Fixed Maturity Plan -Series II (1196 Days) is ₹1,294.26 per unit. NAV (net asset value) is the fund's per-unit price, published once each business day.

What is the expense ratio of TRUSTMF Fixed Maturity Plan -Series II (1196 Days)?

TRUSTMF Fixed Maturity Plan -Series II (1196 Days) charges an expense ratio of 0.56% per year. This annual fee is already deducted from the NAV, so the returns you see are net of it.

How risky is TRUSTMF Fixed Maturity Plan -Series II (1196 Days)?

It is rated moderate on SEBI's risk-o-meter and its worst peak-to-trough fall in our sample was -1.6%. Higher volatility means the NAV swings more; the drawdown shows how far it has fallen from a peak historically.

How is TRUSTMF Fixed Maturity Plan -Series II (1196 Days) taxed?

TRUSTMF Fixed Maturity Plan -Series II (1196 Days) is a debt / non-equity fund. Since April 2023 there is no long-term or indexation benefit — capital gains are added to your income and taxed at your income-tax slab rate regardless of how long you held the units.