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NAVs as of 20 Aug 2026

Kotak Banking and PSU Debt FundDirectFranklin India Banking & PSU Debt FundDirectICICI Prudential Banking & PSU Debt FundDirectUTI Banking & PSU FundDirect4 of 4 funds
Comparing the maximum of 4. Replace which fund?

Growth of ₹100 (rebased over the selected window)

Common period 25 Apr 201420 Aug 2026, limited by Franklin India Banking & PSU Debt Fund. Every series is rebased to ₹100 at the start of this window.

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Growth of ₹100, sampled across the common period
DateKotak Banking and PSU Debt FundFranklin India Banking & PSU Debt FundICICI Prudential Banking & PSU Debt FundUTI Banking & PSU Fund
25 Apr 2014₹100.00₹100.00₹100.00₹100.00
05 May 2015₹109.37₹111.10₹110.63₹109.11
14 May 2016₹119.20₹120.86₹121.79₹119.77
24 May 2017₹131.00₹131.81₹135.06₹132.23
03 Jun 2018₹138.07₹138.77₹142.03₹139.86
13 Jun 2019₹153.00₹155.21₹155.44₹140.32
22 Jun 2020₹171.08₹172.94₹172.10₹153.41
02 Jul 2021₹182.28₹182.61₹183.67₹160.14
12 Jul 2022₹188.85₹188.56₹190.95₹175.36
22 Jul 2023₹203.09₹201.74₹206.42₹187.94
31 Jul 2024₹219.19₹217.22₹223.11₹202.03
10 Aug 2025₹239.38₹236.78₹242.96₹220.19
20 Aug 2026₹253.26₹252.19₹257.51₹233.57
Kotak Banking and PSU Debt Fund, Franklin India Banking & PSU Debt Fund, ICICI Prudential Banking & PSU Debt Fund, UTI Banking & PSU Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Banking and PSU Fund median.
Metric
Kotak Mahindra · Direct
NAV ₹72.77
Low to Moderate risk
★★★★★
Franklin Templeton · Direct
NAV ₹25.22
Low to Moderate risk
★★★★★
ICICI Prudential · Direct
NAV ₹36.49
Low to Moderate risk
★★★★★
UTI · Direct
NAV ₹23.91
Low to Moderate risk
★★★★☆
Category median
Banking and PSU Fund · 20 funds
+5.93%+6.58%Best in row+6.02%+6.01%+5.50%
+7.53%+7.61%+7.47%+7.47%+7.29%
+6.61%+6.45%+6.83%+7.67%Best in row+6.30%
+7.49%Best in row+7.32%+7.36%+6.57%+7.24%
+8.10%+7.80%+8.05%+7.19%+7.54%
+7.13%+7.23%+7.23%+7.48%Best in row
+7.88%+7.52%+8.01%Best in row+6.85%+7.52%
+7.81%+7.51%+7.82%+6.46%+7.48%
+7.86%+7.59%+7.96%+6.94%+7.58%
Risk
1.16%0.99%1.04%0.81%Best in row1.05%
0.891.120.941.20Best in row0.74
1.311.701.391.85Best in row1.10
-2.84%-3.64%-2.88%-6.74%-2.96%
0.40%0.23%0.40%0.22%0.35%
₹5,070Cr₹1.11Cr₹8,974Cr₹1,483Cr₹2,803Cr
₹100₹500₹100₹500
₹100₹5.00K₹500₹500
Abhishek BisenSandeep Manam · 4.8yManish BanthiaAnurag Mittal
14 Aug 201325 Apr 201414 Mar 201306 Feb 2014
3.5%17.3%1.2%2.5%
10 rows carry the same value for every fund — show
Benchmark
Alpha
Beta
Upside capture
Downside capture
Exit load
None
Lock-in
None
Portfolio turnover
Holdings
Top 10 weight

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.