SBI Long Term Advantage Fund - Series V vs WhiteOak Capital ELSS Tax Saver Fund
SBI Long Term Advantage Fund - Series V (Direct) and WhiteOak Capital ELSS Tax Saver Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are ELSS schemes — see the best elss (tax saving) mutual funds for the full ranking.
Head to head
NAVs as of 08 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 17 Oct 2022 – 08 Oct 2026, limited by WhiteOak Capital ELSS Tax Saver Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
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| Date | SBI Long Term Advantage Fund - Series V | WhiteOak Capital ELSS Tax Saver Fund | Nifty 500 TRI |
|---|---|---|---|
| 17 Oct 2022 | ₹100.00 | ₹100.00 | ₹100.00 |
| 15 Feb 2023 | ₹99.83 | ₹99.34 | ₹101.33 |
| 16 Jun 2023 | ₹107.08 | ₹110.36 | ₹109.53 |
| 15 Oct 2023 | ₹112.36 | ₹121.99 | ₹118.21 |
| 13 Feb 2024 | ₹120.75 | ₹137.84 | ₹135.02 |
| 13 Jun 2024 | ₹145.06 | ₹157.90 | ₹151.20 |
| 12 Oct 2024 | ₹171.51 | ₹177.94 | ₹162.29 |
| 10 Feb 2025 | ₹161.26 | ₹165.90 | ₹147.45 |
| 11 Jun 2025 | ₹188.57 | ₹181.10 | ₹161.66 |
| 10 Oct 2025 | ₹192.73 | ₹183.56 | ₹162.28 |
| 08 Feb 2026 | ₹185.42 | ₹181.23 | ₹163.57 |
| 09 Jun 2026 | ₹182.52 | ₹177.39 | ₹156.75 |
| 08 Oct 2026 | ₹188.52 | ₹182.11 | ₹151.98 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 20 stocks only in SBI Long Term Advantage Fund - Series V
- 10 stocks in both — 12.2% of each portfolio by weight
- 131 stocks only in WhiteOak Capital ELSS Tax Saver Fund
The more the circles overlap, the more the funds hold the same stocks.
SBI Long Term Advantage Fund - Series V and WhiteOak Capital ELSS Tax Saver Fund share 12% of their equity book by weight.
Shared holdings — SBI Long Term Advantage Fund - Series V vs WhiteOak Capital ELSS Tax Saver Fund
| Stock | SBI Long Term Advantage Fund - Series V | WhiteOak Capital ELSS Tax Saver Fund | |
|---|---|---|---|
| HDFC Bank Ltd. | 3.63% | 3.83% | 3.63% |
| Kotak Mahindra Bank Ltd. | 3.38% | 2.49% | 2.49% |
| State Bank of India | 2.00% | 2.62% | 2.00% |
| Muthoot Finance Ltd. | 3.71% | 0.93% | 0.93% |
| Navin Fluorine International Ltd. | 3.74% | 0.87% | 0.87% |
| Bajaj Finance Ltd. | 3.13% | 0.60% | 0.60% |
| JSW Cement Ltd. | 2.72% | 0.56% | 0.56% |
| Sona Blw Precision Forgings Ltd. | 3.28% | 0.46% | 0.46% |
| Fortis Healthcare Ltd. | 2.19% | 0.36% | 0.36% |
| Kansai Nerolac Paints Ltd. | 1.87% | 0.26% | 0.26% |
10 shared of 30 / 141 positions. Weights are shown as a share of each fund's equity book.
| Metric | SBI · Direct NAV ₹32.31 Very High risk ★★★★★ | WhiteOak Capital · Direct NAV ₹18.32 Very High risk ★★★★★ | Category median ELSS · 50 funds |
|---|---|---|---|
| -1.51% | -0.01%Best in row | -3.45% | |
| +18.98%Best in row | +14.47% | +9.81% | |
| +13.94% | — | +9.99% | |
| +15.61% | +16.27% | +14.10% | |
| +15.08%Best in row | +11.43% | — | |
| +20.28%Best in row | +19.57% | +17.00% | |
| +19.87% | — | +17.07% | |
| Risk | |||
| 15.03% | 14.32%Best in row | 14.41% | |
| 0.83Best in row | 0.56 | 0.23 | |
| 1.16Best in row | 0.76 | 0.31 | |
| -35.76% | -16.36% | -36.01% | |
| +9.15%Best in row | +5.18% | +0.95% | |
| 0.96 | 0.94 | 0.97 | |
| 122.8%Best in row | 112.5% | 100.1% | |
| 81.2%Best in row | 88.9% | 95.0% | |
| 1.27% | 0.86%Best in row | 1.07% | |
| ₹375.86Cr | ₹494.27Cr | ₹859.27Cr | |
| — | ₹500 | — | |
| — | ₹500 | — | |
| 64% | 37% | 39% | |
| Mohan Lal · 2.4y | Dheeresh Pathak · 2.5y | — | |
| 03 Jul 2018 | 17 Oct 2022 | — | |
| 30 | 141 | — | |
| 46.5% | 34.5% | — | |
| 1.8% | 1.5% | — | |
5 rows carry the same value for every fund — show
- 10Y return (CAGR)
- —
- 10Y rolling avg
- —
- Benchmark
- Nifty 500 TRI
- Exit load
- None
- Lock-in
- 3 years
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Long Term Advantage Fund - Series V or WhiteOak Capital ELSS Tax Saver Fund?
Over the last 3 years, SBI Long Term Advantage Fund - Series V returned +18.98% CAGR against WhiteOak Capital ELSS Tax Saver Fund's +14.47%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Long Term Advantage Fund - Series V or WhiteOak Capital ELSS Tax Saver Fund?
WhiteOak Capital ELSS Tax Saver Fund has the lower expense ratio: SBI Long Term Advantage Fund - Series V charges 1.27% a year against WhiteOak Capital ELSS Tax Saver Fund's 0.86%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Long Term Advantage Fund - Series V or WhiteOak Capital ELSS Tax Saver Fund?
SBI Long Term Advantage Fund - Series V has shown higher volatility (+15.03% annualized vs WhiteOak Capital ELSS Tax Saver Fund's +14.32%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Long Term Advantage Fund - Series V -16.19% vs WhiteOak Capital ELSS Tax Saver Fund -16.36%.
Which fund manages more money — SBI Long Term Advantage Fund - Series V or WhiteOak Capital ELSS Tax Saver Fund?
WhiteOak Capital ELSS Tax Saver Fund is the larger fund: SBI Long Term Advantage Fund - Series V manages ₹375.86Cr against WhiteOak Capital ELSS Tax Saver Fund's ₹494.27Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Long Term Advantage Fund - Series V and WhiteOak Capital ELSS Tax Saver Fund in the same category?
Yes — both are ELSS schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.