SBI Floating Rate Debt Fund vs Bandhan Floater Fund
SBI Floating Rate Debt Fund (Direct) and Bandhan Floater Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floater Fund schemes — see the best floater mutual funds for the full ranking.
Head to head
NAVs as of 25 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 22 Feb 2021 – 25 Aug 2026, limited by Bandhan Floater Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | SBI Floating Rate Debt Fund | Bandhan Floater Fund |
|---|---|---|
| 22 Feb 2021 | ₹100.00 | ₹100.00 |
| 09 Aug 2021 | ₹101.82 | ₹102.03 |
| 23 Jan 2022 | ₹103.54 | ₹103.70 |
| 10 Jul 2022 | ₹105.21 | ₹105.11 |
| 24 Dec 2022 | ₹107.80 | ₹107.75 |
| 10 Jun 2023 | ₹111.39 | ₹111.55 |
| 24 Nov 2023 | ₹115.51 | ₹114.84 |
| 10 May 2024 | ₹119.81 | ₹118.73 |
| 24 Oct 2024 | ₹124.67 | ₹123.85 |
| 10 Apr 2025 | ₹129.41 | ₹129.42 |
| 24 Sep 2025 | ₹133.34 | ₹133.63 |
| 11 Mar 2026 | ₹137.72 | ₹137.26 |
| 25 Aug 2026 | ₹141.75 | ₹142.11 |
| Metric | SBI · Direct NAV ₹14.47 Moderate risk ★☆☆☆☆ | Bandhan · Direct NAV ₹14.22 Moderate risk ★★★☆☆ | Category median Floater Fund · 7 funds |
|---|---|---|---|
| +6.67% | +7.06%Best in row | +6.67% | |
| +7.69% | +7.92%Best in row | +7.69% | |
| +6.77% | +6.79% | +6.77% | |
| +6.53% | +6.59% | +7.23% | |
| +7.43% | +7.58%Best in row | — | |
| +7.04% | +7.10% | +7.37% | |
| +6.55% | +6.60% | +7.02% | |
| Risk | |||
| 0.92% | 0.98% | 0.77% | |
| 1.30 | 1.45Best in row | 1.68 | |
| 2.11 | 2.25Best in row | 2.59 | |
| -0.58%Best in row | -0.68% | -1.33% | |
| 0.28% | 0.10%Best in row | 0.27% | |
| ₹683.31Cr | ₹228.73Cr | ₹3,275Cr | |
| 0.10% | None | — | |
| ₹500 | ₹100 | — | |
| ₹5.00K | ₹1.00K | — | |
| Rajeev Radhakrishnan · 5.9y | Brijesh Shah | — | |
| 04 Nov 2020 | 22 Feb 2021 | — | |
| 63.9% | 2.3% | — | |
11 rows carry the same value for every fund — show
- 10Y return (CAGR)
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- 10Y rolling avg
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- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Lock-in
- None
- Portfolio turnover
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- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Floating Rate Debt Fund or Bandhan Floater Fund?
Over the last 3 years, Bandhan Floater Fund returned +7.92% CAGR against SBI Floating Rate Debt Fund's +7.69%, computed from AMFI NAV history. Over 5 years: SBI Floating Rate Debt Fund +6.77% vs Bandhan Floater Fund +6.79% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Floating Rate Debt Fund or Bandhan Floater Fund?
Bandhan Floater Fund has the lower expense ratio: SBI Floating Rate Debt Fund charges 0.28% a year against Bandhan Floater Fund's 0.10%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Floating Rate Debt Fund or Bandhan Floater Fund?
Bandhan Floater Fund has shown higher volatility (+0.98% annualized vs SBI Floating Rate Debt Fund's +0.92%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Floating Rate Debt Fund -0.58% vs Bandhan Floater Fund -0.47%.
Which fund manages more money — SBI Floating Rate Debt Fund or Bandhan Floater Fund?
SBI Floating Rate Debt Fund is the larger fund: SBI Floating Rate Debt Fund manages ₹683.31Cr against Bandhan Floater Fund's ₹228.73Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Floating Rate Debt Fund and Bandhan Floater Fund in the same category?
Yes — both are Floater Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.