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SBI CONSTANT MATURITY 10-Year GILT FUND vs DSP 10Y G-Sec Fund

SBI CONSTANT MATURITY 10-Year GILT FUND (Direct) and DSP 10Y G-Sec Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Gilt Fund with 10 year constant duration schemes — see the best 10-year constant duration gilt mutual funds for the full ranking.

Head to head

NAVs as of 20 Aug 2026

SBI CONSTANT MATURITY 10-Year GILT FUNDDirectDSP 10Y G-Sec FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 29 Sep 201420 Aug 2026, limited by DSP 10Y G-Sec Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateSBI CONSTANT MATURITY 10-Year GILT FUNDDSP 10Y G-Sec Fund
29 Sep 2014₹100.00₹100.00
26 Sep 2015₹112.03₹111.65
22 Sep 2016₹124.71₹126.20
19 Sep 2017₹137.35₹138.16
16 Sep 2018₹142.22₹133.78
13 Sep 2019₹168.96₹156.77
09 Sep 2020₹186.38₹174.12
05 Sep 2021₹195.95₹180.15
02 Sep 2022₹197.69₹178.03
30 Aug 2023₹211.59₹190.73
26 Aug 2024₹230.80₹207.49
23 Aug 2025₹248.07₹222.94
20 Aug 2026₹261.26₹231.16
SBI CONSTANT MATURITY 10-Year GILT FUND, DSP 10Y G-Sec Fund compared on return, risk, benchmark-relative, cost and portfolio metrics.
Metric
SBI · Direct
NAV ₹69.59
Moderate risk
★★★☆☆ CAT
DSP · Direct
NAV ₹23.13
Moderate risk
★☆☆☆☆ CAT
+5.09%Best in row+3.35%
+7.42%Best in row+6.78%
+6.11%Best in row+5.26%
+7.78%Best in row+6.39%
+8.55%Best in row+7.30%
+6.87%Best in row+6.17%
+8.64%Best in row+6.79%
+8.50%Best in row+6.74%
+8.56%Best in row+7.10%
Risk
2.77%2.85%
0.33Best in row0.10
0.47Best in row0.14
-4.46%Best in row-5.50%
0.32%0.31%
₹1,662Cr₹47.55Cr
₹500₹100
₹5.00K₹100
Sudhir Agrawal · 1.1yShantanu Godambe
03 Jan 201329 Sep 2014
2.1%1.0%
10 rows carry the same value for every fund — show
Benchmark
Alpha
Beta
Upside capture
Downside capture
Exit load
None
Lock-in
None
Portfolio turnover
Holdings
Top 10 weight

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — SBI CONSTANT MATURITY 10-Year GILT FUND or DSP 10Y G-Sec Fund?

Over the last 3 years, SBI CONSTANT MATURITY 10-Year GILT FUND returned +7.42% CAGR against DSP 10Y G-Sec Fund's +6.78%, computed from AMFI NAV history. Over 5 years: SBI CONSTANT MATURITY 10-Year GILT FUND +6.11% vs DSP 10Y G-Sec Fund +5.26% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — SBI CONSTANT MATURITY 10-Year GILT FUND or DSP 10Y G-Sec Fund?

DSP 10Y G-Sec Fund has the lower expense ratio: SBI CONSTANT MATURITY 10-Year GILT FUND charges 0.32% a year against DSP 10Y G-Sec Fund's 0.31%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — SBI CONSTANT MATURITY 10-Year GILT FUND or DSP 10Y G-Sec Fund?

DSP 10Y G-Sec Fund has shown higher volatility (+2.85% annualized vs SBI CONSTANT MATURITY 10-Year GILT FUND's +2.77%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI CONSTANT MATURITY 10-Year GILT FUND -2.69% vs DSP 10Y G-Sec Fund -2.74%.

Which fund manages more money — SBI CONSTANT MATURITY 10-Year GILT FUND or DSP 10Y G-Sec Fund?

SBI CONSTANT MATURITY 10-Year GILT FUND is the larger fund: SBI CONSTANT MATURITY 10-Year GILT FUND manages ₹1,662Cr against DSP 10Y G-Sec Fund's ₹47.55Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are SBI CONSTANT MATURITY 10-Year GILT FUND and DSP 10Y G-Sec Fund in the same category?

Yes — both are Gilt Fund with 10 year constant duration schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.