SBI Children'S Fund - Savings vs SBI Children's Fund - Investment
SBI Children'S Fund - Savings (Direct) and SBI Children's Fund - Investment (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Children’s Fund schemes — see the best children’s mutual funds for the full ranking.
Head to head
NAVs as of 05 Oct 2026
Growth of ₹100 (rebased over the selected window)
Common period 07 Oct 2020 – 01 Oct 2026, limited by SBI Children's Fund - Investment. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | SBI Children'S Fund - Savings | SBI Children's Fund - Investment | Nifty 500 TRI |
|---|---|---|---|
| 07 Oct 2020 | ₹100.00 | ₹100.00 | ₹100.00 |
| 07 Apr 2021 | ₹113.21 | ₹146.16 | ₹130.07 |
| 06 Oct 2021 | ₹126.87 | ₹220.39 | ₹158.53 |
| 06 Apr 2022 | ₹131.35 | ₹239.58 | ₹161.46 |
| 05 Oct 2022 | ₹133.56 | ₹241.87 | ₹158.69 |
| 05 Apr 2023 | ₹136.68 | ₹245.28 | ₹157.02 |
| 05 Oct 2023 | ₹151.83 | ₹299.40 | ₹184.79 |
| 04 Apr 2024 | ₹162.97 | ₹339.19 | ₹223.38 |
| 03 Oct 2024 | ₹184.43 | ₹437.15 | ₹258.14 |
| 03 Apr 2025 | ₹185.39 | ₹410.61 | ₹232.20 |
| 02 Oct 2025 | ₹190.53 | ₹461.09 | ₹252.05 |
| 02 Apr 2026 | ₹190.06 | ₹435.61 | ₹231.52 |
| 01 Oct 2026 | ₹208.84 | ₹525.23 | ₹242.97 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
- 9 stocks only in SBI Children'S Fund - Savings
- 12 stocks in both — 34.5% of each portfolio by weight
- 26 stocks only in SBI Children's Fund - Investment
The more the circles overlap, the more the funds hold the same stocks.
SBI Children'S Fund - Savings and SBI Children's Fund - Investment share 35% of their equity book by weight.
Shared holdings — SBI Children'S Fund - Savings vs SBI Children's Fund - Investment
| Stock | SBI Children'S Fund - Savings | SBI Children's Fund - Investment | |
|---|---|---|---|
| Thangamayil Jewellery Ltd. | 5.18% | 5.25% | 5.18% |
| Hatsun Agro Product Ltd. | 6.91% | 4.57% | 4.57% |
| Adani Enterprises Ltd. | 4.15% | 3.96% | 3.96% |
| E.I.D-Parry (India) Ltd. | 4.40% | 3.74% | 3.74% |
| Sona Blw Precision Forgings Ltd. | 4.97% | 3.72% | 3.72% |
| Muthoot Finance Ltd. | 6.04% | 3.17% | 3.17% |
| Doms Industries Ltd. | 3.58% | 2.88% | 2.88% |
| Powerica Ltd. | 9.54% | 2.25% | 2.25% |
| K.P.R. Mill Ltd. | 4.79% | 2.12% | 2.12% |
| Sanathan Textiles Ltd. | 4.84% | 1.78% | 1.78% |
| Relaxo Footwears Ltd. | 1.51% | 0.73% | 0.73% |
| Hawkins Cookers Ltd. | 5.44% | 0.40% | 0.40% |
12 shared of 21 / 38 positions. Weights are shown as a share of each fund's equity book.
| Metric | SBI · Direct NAV ₹131.56 High risk ★★★★★ | SBI · Direct NAV ₹53.08 High risk ★★★★★ | Category median Children’s Fund · 11 funds |
|---|---|---|---|
| +9.62% | +13.91%Best in row | -1.01% | |
| +11.29% | +20.69%Best in row | +8.56% | |
| +10.51% | +19.38%Best in row | +8.65% | |
| +11.16% | — | +10.96% | |
| +12.02% | +31.95% | +11.16% | |
| +11.00% | +19.82%Best in row | — | |
| +12.83% | +26.49%Best in row | +13.68% | |
| +12.30% | +26.75%Best in row | +13.36% | |
| +12.59% | — | +12.59% | |
| Risk | |||
| 4.23%Best in row | 12.45% | 12.81% | |
| 1.13 | 1.14 | 0.16 | |
| 1.64 | 1.59 | 0.21 | |
| -14.42% | -15.74% | -28.86% | |
| +3.73% | +10.61%Best in row | -0.10% | |
| 0.26 | 0.84 | 0.91 | |
| 49.6% | 109.7%Best in row | 89.4% | |
| 11.1%Best in row | 54.7% | 88.2% | |
| 0.91%Best in row | 1.08% | 1.39% | |
| ₹138.39Cr | ₹6,212Cr | ₹711.31Cr | |
| 90% | 35% | 38% | |
| 07 Jan 2013 | 07 Oct 2020 | — | |
| 21 | 38 | — | |
| 14.8% | 41.4% | — | |
| 5.7% | 6.6% | — | |
6 rows carry the same value for every fund — show
- Benchmark
- Nifty 500 TRI
- Exit load
- —
- Lock-in
- 5 years
- Min SIP
- ₹500
- Min lumpsum
- ₹5.00K
- Manager
- Lokesh Mallya · 1.3y
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
Over the last 3 years, SBI Children's Fund - Investment returned +20.69% CAGR against SBI Children'S Fund - Savings's +11.29%, computed from AMFI NAV history. Over 5 years: SBI Children'S Fund - Savings +10.51% vs SBI Children's Fund - Investment +19.38% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
SBI Children'S Fund - Savings has the lower expense ratio: SBI Children'S Fund - Savings charges 0.91% a year against SBI Children's Fund - Investment's 1.08%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
SBI Children's Fund - Investment has shown higher volatility (+12.45% annualized vs SBI Children'S Fund - Savings's +4.23%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Children'S Fund - Savings -4.49% vs SBI Children's Fund - Investment -15.74%.
Which fund manages more money — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
SBI Children's Fund - Investment is the larger fund: SBI Children'S Fund - Savings manages ₹138.39Cr against SBI Children's Fund - Investment's ₹6,212Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Children'S Fund - Savings and SBI Children's Fund - Investment in the same category?
Yes — both are Children’s Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.