SBI Children'S Fund - Savings vs SBI Children's Fund - Investment
SBI Children'S Fund - Savings (Direct) and SBI Children's Fund - Investment (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Children’s Fund schemes — see the best children’s mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 07 Oct 2020 – 20 Aug 2026, limited by SBI Children's Fund - Investment. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | SBI Children'S Fund - Savings | SBI Children's Fund - Investment | Nifty 500 |
|---|---|---|---|
| 07 Oct 2020 | ₹100.00 | ₹100.00 | ₹100.00 |
| 04 Apr 2021 | ₹112.41 | ₹144.77 | ₹129.26 |
| 29 Sep 2021 | ₹126.28 | ₹215.54 | ₹156.27 |
| 27 Mar 2022 | ₹130.36 | ₹232.55 | ₹151.76 |
| 21 Sep 2022 | ₹133.05 | ₹244.19 | ₹159.11 |
| 19 Mar 2023 | ₹134.03 | ₹240.42 | ₹149.37 |
| 14 Sep 2023 | ₹149.83 | ₹298.60 | ₹182.33 |
| 10 Mar 2024 | ₹161.94 | ₹330.33 | ₹211.66 |
| 05 Sep 2024 | ₹182.09 | ₹429.29 | ₹246.13 |
| 02 Mar 2025 | ₹179.35 | ₹391.08 | ₹205.92 |
| 28 Aug 2025 | ₹189.28 | ₹444.27 | ₹233.48 |
| 22 Feb 2026 | ₹192.63 | ₹462.61 | ₹242.32 |
| 20 Aug 2026 | ₹208.45 | ₹536.82 | ₹243.54 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
SBI Children'S Fund - Savings and SBI Children's Fund - Investment share 42% of their equity book by weight.
Shared holdings — SBI Children'S Fund - Savings vs SBI Children's Fund - Investment
| Stock | SBI Children'S Fund - Savings | SBI Children's Fund - Investment | |
|---|---|---|---|
| Thangamayil Jewellery Ltd | 8.65% | 8.29% | 8.29% |
| Hatsun Agro Products Ltd | 5.63% | 4.72% | 4.72% |
| Adani Enterprises Ltd | 4.66% | 5.62% | 4.66% |
| Muthoot Finance Ltd | 6.43% | 4.27% | 4.27% |
| DOMS Industries Ltd. | 3.90% | 3.99% | 3.90% |
| Sona BLW Precision Forgings Ltd | 3.99% | 3.79% | 3.79% |
| Powerica Ltd. | 11.97% | 3.57% | 3.57% |
| KPR Mills Ltd | 5.06% | 2.83% | 2.83% |
| Sanathan Textiles Ltd. | 5.06% | 2.35% | 2.35% |
| Relaxo Footwears Ltd | 1.82% | 1.36% | 1.36% |
| EID-Parry (India) Ltd | 4.17% | 1.20% | 1.20% |
| Wonderla Holidays Ltd | 1.95% | 0.91% | 0.91% |
| Hawkins Cookers Ltd | 5.85% | 0.54% | 0.54% |
13 shared of 20 / 35 positions. Weights are shown as a share of each fund's equity book.
| Metric | SBI · Direct NAV ₹131.02 High risk ★★★★★ | SBI · Direct NAV ₹54.25 High risk ★★★★★ | Category median Children’s Fund · 13 funds |
|---|---|---|---|
| +9.74% | +19.03%Best in row | +3.68% | |
| +12.05% | +22.90%Best in row | +10.59% | |
| +11.08% | +22.59%Best in row | +9.69% | |
| +11.38% | — | +10.99% | |
| +12.10% | +33.17%Best in row | +12.10% | |
| +11.40% | +21.63%Best in row | — | |
| +12.84% | +27.14%Best in row | +12.93% | |
| +12.33% | +28.06%Best in row | +12.89% | |
| +12.63% | — | +12.63% | |
| Risk | |||
| 4.17%Best in row | 12.42% | 12.55% | |
| 1.33 | 1.32 | 0.35 | |
| 1.95Best in row | 1.85 | 0.48 | |
| -14.42%Best in row | -15.74% | -27.09% | |
| +3.40% | +9.88%Best in row | -0.06% | |
| 0.27 | 0.86 | 0.88 | |
| 49.7% | 109.8%Best in row | 84.4% | |
| 11.6%Best in row | 56.0% | 77.4% | |
| 0.92%Best in row | 1.07% | 1.47% | |
| ₹138.39Cr | ₹6,212Cr | ₹999.30Cr | |
| 175% | 162% | 43% | |
| Rama Iyer Srinivasan · 5.6y | Rama Iyer Srinivasan · 6y | — | |
| 07 Jan 2013 | 07 Oct 2020 | — | |
| 20 | 35 | — | |
| 15.1% | 39.8% | — | |
| 10.7% | 9.0% | — | |
5 rows carry the same value for every fund — show
- Benchmark
- Nifty 500
- Exit load
- Up to 3.00%
- Lock-in
- 5 years
- Min SIP
- ₹500
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
Over the last 3 years, SBI Children's Fund - Investment returned +22.90% CAGR against SBI Children'S Fund - Savings's +12.05%, computed from AMFI NAV history. Over 5 years: SBI Children'S Fund - Savings +11.08% vs SBI Children's Fund - Investment +22.59% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
SBI Children'S Fund - Savings has the lower expense ratio: SBI Children'S Fund - Savings charges 0.92% a year against SBI Children's Fund - Investment's 1.07%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
SBI Children's Fund - Investment has shown higher volatility (+12.42% annualized vs SBI Children'S Fund - Savings's +4.17%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: SBI Children'S Fund - Savings -4.49% vs SBI Children's Fund - Investment -15.74%.
Which fund manages more money — SBI Children'S Fund - Savings or SBI Children's Fund - Investment?
SBI Children's Fund - Investment is the larger fund: SBI Children'S Fund - Savings manages ₹138.39Cr against SBI Children's Fund - Investment's ₹6,212Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are SBI Children'S Fund - Savings and SBI Children's Fund - Investment in the same category?
Yes — both are Children’s Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.