Kotak Low Duration Fund vs HSBC Low Duration Fund
Kotak Low Duration Fund (Direct) and HSBC Low Duration Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Low Duration Fund schemes — see the best low duration mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Nov 2022 – 20 Aug 2026, limited by HSBC Low Duration Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Kotak Low Duration Fund | HSBC Low Duration Fund |
|---|---|---|
| 28 Nov 2022 | ₹100.00 | ₹100.00 |
| 21 Mar 2023 | ₹102.09 | ₹102.01 |
| 13 Jul 2023 | ₹104.75 | ₹104.62 |
| 03 Nov 2023 | ₹106.95 | ₹106.98 |
| 25 Feb 2024 | ₹109.33 | ₹109.34 |
| 17 Jun 2024 | ₹112.06 | ₹112.06 |
| 09 Oct 2024 | ₹115.00 | ₹114.92 |
| 30 Jan 2025 | ₹117.61 | ₹117.39 |
| 23 May 2025 | ₹121.39 | ₹122.63 |
| 14 Sep 2025 | ₹123.73 | ₹125.01 |
| 05 Jan 2026 | ₹126.23 | ₹127.45 |
| 29 Apr 2026 | ₹128.44 | ₹129.71 |
| 20 Aug 2026 | ₹131.28 | ₹132.54 |
| Metric | Kotak Mahindra · Direct NAV ₹3,922.99 Low to Moderate risk ★★★★☆ | HSBC · Direct NAV ₹32.54 Low to Moderate risk ★★★★☆ | Category median Low Duration Fund · 25 funds |
|---|---|---|---|
| +6.43% | +6.35% | +6.31% | |
| +7.56% | +7.91%Best in row | +7.40% | |
| +6.73% | — | +6.57% | |
| +7.38% | — | +6.80% | |
| +7.70% | +7.85%Best in row | +7.19% | |
| +7.32% | +7.81%Best in row | — | |
| +7.46% | +8.02%Best in row | +7.23% | |
| +7.31% | — | +7.04% | |
| +7.63% | — | +7.14% | |
| Risk | |||
| 0.51%Best in row | 0.89% | 0.49% | |
| 2.08Best in row | 1.57 | 1.57 | |
| 3.62 | 4.91Best in row | 3.00 | |
| -1.50% | -0.23%Best in row | -1.36% | |
| ₹13,954Cr | ₹1,023Cr | ₹1,734Cr | |
| ₹100 | ₹1.00K | — | |
| ₹100 | ₹5.00K | — | |
| Deepak Agrawal | Mohd Asif Rizwi | — | |
| 02 Feb 2015 | 28 Nov 2022 | — | |
| 1.6% | 2.9% | — | |
11 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Expense ratio (TER)
- 0.40%
- Exit load
- None
- Lock-in
- None
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Kotak Low Duration Fund or HSBC Low Duration Fund?
Over the last 3 years, HSBC Low Duration Fund returned +7.91% CAGR against Kotak Low Duration Fund's +7.56%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — Kotak Low Duration Fund or HSBC Low Duration Fund?
HSBC Low Duration Fund has the lower expense ratio: Kotak Low Duration Fund charges 0.40% a year against HSBC Low Duration Fund's 0.40%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Kotak Low Duration Fund or HSBC Low Duration Fund?
HSBC Low Duration Fund has shown higher volatility (+0.89% annualized vs Kotak Low Duration Fund's +0.51%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Low Duration Fund -0.24% vs HSBC Low Duration Fund -0.23%.
Which fund manages more money — Kotak Low Duration Fund or HSBC Low Duration Fund?
Kotak Low Duration Fund is the larger fund: Kotak Low Duration Fund manages ₹13,954Cr against HSBC Low Duration Fund's ₹1,023Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Kotak Low Duration Fund and HSBC Low Duration Fund in the same category?
Yes — both are Low Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.