Kotak Floating Rate Fund vs SBI Floating Rate Debt Fund
Kotak Floating Rate Fund (Direct) and SBI Floating Rate Debt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floater Fund schemes — see the best floater mutual funds for the full ranking.
Head to head
NAVs as of 25 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 04 Nov 2020 – 25 Aug 2026, limited by SBI Floating Rate Debt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Kotak Floating Rate Fund | SBI Floating Rate Debt Fund |
|---|---|---|
| 04 Nov 2020 | ₹100.00 | ₹100.00 |
| 30 Apr 2021 | ₹102.21 | ₹102.21 |
| 23 Oct 2021 | ₹105.68 | ₹104.92 |
| 18 Apr 2022 | ₹106.91 | ₹106.17 |
| 12 Oct 2022 | ₹108.63 | ₹108.13 |
| 06 Apr 2023 | ₹112.48 | ₹111.96 |
| 30 Sep 2023 | ₹116.74 | ₹116.70 |
| 25 Mar 2024 | ₹120.76 | ₹120.73 |
| 17 Sep 2024 | ₹126.05 | ₹126.04 |
| 13 Mar 2025 | ₹130.87 | ₹130.41 |
| 06 Sep 2025 | ₹137.10 | ₹135.64 |
| 01 Mar 2026 | ₹141.55 | ₹139.28 |
| 25 Aug 2026 | ₹145.27 | ₹144.38 |
| Metric | Kotak Mahindra · Direct NAV ₹1,662.96 Moderate risk ★★★☆☆ | SBI · Direct NAV ₹14.47 Moderate risk ★☆☆☆☆ | Category median Floater Fund · 7 funds |
|---|---|---|---|
| +6.08% | +6.67%Best in row | +6.67% | |
| +7.81%Best in row | +7.69% | +7.69% | |
| +6.75% | +6.77% | +6.77% | |
| +7.23%Best in row | +6.53% | +7.23% | |
| +7.45% | +7.43% | — | |
| +6.90% | +7.04%Best in row | +7.37% | |
| +7.02%Best in row | +6.55% | +7.02% | |
| Risk | |||
| 0.76%Best in row | 0.92% | 0.77% | |
| 1.71Best in row | 1.30 | 1.68 | |
| 2.72Best in row | 2.11 | 2.59 | |
| -2.03% | -0.58%Best in row | -1.33% | |
| 0.24%Best in row | 0.28% | 0.27% | |
| ₹3,275Cr | ₹683.31Cr | ₹3,275Cr | |
| None | 0.10% | — | |
| ₹100 | ₹500 | — | |
| ₹100 | ₹5.00K | — | |
| Deepak Agrawal | Rajeev Radhakrishnan · 5.9y | — | |
| 16 May 2019 | 04 Nov 2020 | — | |
| 4.7% | 63.9% | — | |
11 rows carry the same value for every fund — show
- 10Y return (CAGR)
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- 10Y rolling avg
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- Benchmark
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- Alpha
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- Upside capture
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- Lock-in
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- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Kotak Floating Rate Fund or SBI Floating Rate Debt Fund?
Over the last 3 years, Kotak Floating Rate Fund returned +7.81% CAGR against SBI Floating Rate Debt Fund's +7.69%, computed from AMFI NAV history. Over 5 years: Kotak Floating Rate Fund +6.75% vs SBI Floating Rate Debt Fund +6.77% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Kotak Floating Rate Fund or SBI Floating Rate Debt Fund?
Kotak Floating Rate Fund has the lower expense ratio: Kotak Floating Rate Fund charges 0.24% a year against SBI Floating Rate Debt Fund's 0.28%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Kotak Floating Rate Fund or SBI Floating Rate Debt Fund?
SBI Floating Rate Debt Fund has shown higher volatility (+0.92% annualized vs Kotak Floating Rate Fund's +0.76%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Floating Rate Fund -0.46% vs SBI Floating Rate Debt Fund -0.58%.
Which fund manages more money — Kotak Floating Rate Fund or SBI Floating Rate Debt Fund?
Kotak Floating Rate Fund is the larger fund: Kotak Floating Rate Fund manages ₹3,275Cr against SBI Floating Rate Debt Fund's ₹683.31Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Kotak Floating Rate Fund and SBI Floating Rate Debt Fund in the same category?
Yes — both are Floater Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.