Kotak Floating Rate Fund vs Bandhan Floater Fund
Kotak Floating Rate Fund (Direct) and Bandhan Floater Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floater Fund schemes — see the best floater mutual funds for the full ranking.
Head to head
NAVs as of 25 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 22 Feb 2021 – 25 Aug 2026, limited by Bandhan Floater Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Kotak Floating Rate Fund | Bandhan Floater Fund |
|---|---|---|
| 22 Feb 2021 | ₹100.00 | ₹100.00 |
| 09 Aug 2021 | ₹103.78 | ₹102.03 |
| 23 Jan 2022 | ₹105.89 | ₹103.70 |
| 10 Jul 2022 | ₹106.56 | ₹105.11 |
| 24 Dec 2022 | ₹109.67 | ₹107.75 |
| 10 Jun 2023 | ₹113.43 | ₹111.55 |
| 24 Nov 2023 | ₹117.32 | ₹114.84 |
| 10 May 2024 | ₹121.48 | ₹118.73 |
| 24 Oct 2024 | ₹126.83 | ₹123.85 |
| 10 Apr 2025 | ₹131.92 | ₹129.42 |
| 24 Sep 2025 | ₹136.96 | ₹133.63 |
| 11 Mar 2026 | ₹141.05 | ₹137.26 |
| 25 Aug 2026 | ₹144.62 | ₹142.11 |
| Metric | Kotak Mahindra · Direct NAV ₹1,662.96 Moderate risk ★★★☆☆ | Bandhan · Direct NAV ₹14.22 Moderate risk ★★★☆☆ | Category median Floater Fund · 9 funds |
|---|---|---|---|
| +6.08% | +7.06%Best in row | +6.67% | |
| +7.81% | +7.92%Best in row | +7.69% | |
| +6.75% | +6.79% | +6.77% | |
| +7.23%Best in row | +6.59% | +7.26% | |
| +7.45% | +7.58%Best in row | — | |
| +6.90% | +7.10%Best in row | +7.65% | |
| +7.02%Best in row | +6.60% | +7.27% | |
| Risk | |||
| 0.76%Best in row | 0.98% | 0.80% | |
| 1.71Best in row | 1.45 | 1.45 | |
| 2.72Best in row | 2.25 | 2.25 | |
| -2.03% | -0.68%Best in row | -1.33% | |
| 0.24% | 0.10%Best in row | 0.27% | |
| ₹3,275Cr | ₹228.73Cr | ₹3,275Cr | |
| ₹100 | ₹1.00K | — | |
| Deepak Agrawal | Brijesh Shah | — | |
| 16 May 2019 | 22 Feb 2021 | — | |
| 4.7% | 2.3% | — | |
13 rows carry the same value for every fund — show
- 10Y return (CAGR)
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- 10Y rolling avg
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- Benchmark
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- Alpha
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- Beta
- —
- Upside capture
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- Downside capture
- —
- Exit load
- None
- Lock-in
- None
- Min SIP
- ₹100
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Kotak Floating Rate Fund or Bandhan Floater Fund?
Over the last 3 years, Bandhan Floater Fund returned +7.92% CAGR against Kotak Floating Rate Fund's +7.81%, computed from AMFI NAV history. Over 5 years: Kotak Floating Rate Fund +6.75% vs Bandhan Floater Fund +6.79% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Kotak Floating Rate Fund or Bandhan Floater Fund?
Bandhan Floater Fund has the lower expense ratio: Kotak Floating Rate Fund charges 0.24% a year against Bandhan Floater Fund's 0.10%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Kotak Floating Rate Fund or Bandhan Floater Fund?
Bandhan Floater Fund has shown higher volatility (+0.98% annualized vs Kotak Floating Rate Fund's +0.76%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Floating Rate Fund -0.46% vs Bandhan Floater Fund -0.47%.
Which fund manages more money — Kotak Floating Rate Fund or Bandhan Floater Fund?
Kotak Floating Rate Fund is the larger fund: Kotak Floating Rate Fund manages ₹3,275Cr against Bandhan Floater Fund's ₹228.73Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Kotak Floating Rate Fund and Bandhan Floater Fund in the same category?
Yes — both are Floater Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.