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Kotak Dynamic Term Fund vs ICICI Prudential Dynamic Term Fund

Kotak Dynamic Term Fund (Direct) and ICICI Prudential Dynamic Term Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dynamic Bond schemes — see the best dynamic bond mutual funds for the full ranking.

Head to head

NAVs as of 25 Aug 2026

Kotak Dynamic Term FundDirectICICI Prudential Dynamic Term FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 03 Jan 201325 Aug 2026, limited by ICICI Prudential Dynamic Term Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateKotak Dynamic Term FundICICI Prudential Dynamic Term Fund
03 Jan 2013₹100.00₹100.00
22 Feb 2014₹110.53₹110.88
13 Apr 2015₹124.02₹134.68
02 Jun 2016₹137.79₹147.28
22 Jul 2017₹157.50₹173.88
10 Sep 2018₹164.64₹180.31
30 Oct 2019₹190.07₹202.23
18 Dec 2020₹215.62₹231.40
06 Feb 2022₹224.06₹242.05
29 Mar 2023₹235.32₹261.65
17 May 2024₹258.97₹287.02
06 Jul 2025₹288.53₹319.95
25 Aug 2026₹307.46₹340.94
Kotak Dynamic Term Fund, ICICI Prudential Dynamic Term Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Dynamic Bond median.
Metric
Kotak Mahindra · Direct
NAV ₹43.67
Moderate risk
★★★★☆
ICICI Prudential · Direct
NAV ₹42.72
Moderate risk
★★★★★
Category median
Dynamic Bond · 22 funds
+7.95%Best in row+6.67%+5.58%
+8.07%Best in row+7.97%+7.23%
+6.86%+7.29%Best in row+6.29%
+7.86%+8.15%Best in row+6.97%
+8.58%+9.41%Best in row+7.56%
+7.51%+7.71%Best in row
+8.60%+9.31%Best in row+7.49%
+8.47%+9.05%Best in row+7.29%
+8.54%+9.23%Best in row+7.69%
Risk
2.45%1.60%Best in row2.06%
0.640.92Best in row0.35
0.901.34Best in row0.50
-3.22%Best in row-3.59%-4.32%
0.61%Best in row0.63%0.52%
₹2,366Cr₹120.55Cr
None0.25%
₹100₹5.00K
Deepak Agrawal · 13.7yManish Banthia · 13.7y
02 Jan 201303 Jan 2013
2.7%-4.1%
10 rows carry the same value for every fund — show
Benchmark
Alpha
Beta
Upside capture
Downside capture
Lock-in
None
Min SIP
₹100
Portfolio turnover
Holdings
Top 10 weight

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — Kotak Dynamic Term Fund or ICICI Prudential Dynamic Term Fund?

Over the last 3 years, Kotak Dynamic Term Fund returned +8.07% CAGR against ICICI Prudential Dynamic Term Fund's +7.97%, computed from AMFI NAV history. Over 5 years: Kotak Dynamic Term Fund +6.86% vs ICICI Prudential Dynamic Term Fund +7.29% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — Kotak Dynamic Term Fund or ICICI Prudential Dynamic Term Fund?

Kotak Dynamic Term Fund has the lower expense ratio: Kotak Dynamic Term Fund charges 0.61% a year against ICICI Prudential Dynamic Term Fund's 0.63%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — Kotak Dynamic Term Fund or ICICI Prudential Dynamic Term Fund?

Kotak Dynamic Term Fund has shown higher volatility (+2.45% annualized vs ICICI Prudential Dynamic Term Fund's +1.60%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Dynamic Term Fund -2.35% vs ICICI Prudential Dynamic Term Fund -1.46%.

Are Kotak Dynamic Term Fund and ICICI Prudential Dynamic Term Fund in the same category?

Yes — both are Dynamic Bond schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.