Kotak Debt Hybrid Fund vs ICICI Prudential Regular Savings Fund
Kotak Debt Hybrid Fund (Direct) and ICICI Prudential Regular Savings Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Conservative Hybrid Fund schemes — see the best conservative hybrid mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 30 Jan 2013 – 20 Aug 2026, limited by Kotak Debt Hybrid Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Kotak Debt Hybrid Fund | ICICI Prudential Regular Savings Fund |
|---|---|---|
| 30 Jan 2013 | ₹100.00 | ₹100.00 |
| 19 Mar 2014 | ₹106.47 | ₹107.52 |
| 05 May 2015 | ₹128.47 | ₹134.81 |
| 21 Jun 2016 | ₹141.32 | ₹145.81 |
| 07 Aug 2017 | ₹166.10 | ₹174.62 |
| 24 Sep 2018 | ₹168.78 | ₹182.18 |
| 10 Nov 2019 | ₹191.36 | ₹205.15 |
| 27 Dec 2020 | ₹222.46 | ₹231.19 |
| 12 Feb 2022 | ₹258.72 | ₹259.47 |
| 01 Apr 2023 | ₹272.97 | ₹274.17 |
| 17 May 2024 | ₹330.03 | ₹321.72 |
| 04 Jul 2025 | ₹368.88 | ₹362.90 |
| 20 Aug 2026 | ₹382.83 | ₹382.55 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
Kotak Debt Hybrid Fund and ICICI Prudential Regular Savings Fund share 33% of their equity book by weight.
Shared holdings — Kotak Debt Hybrid Fund vs ICICI Prudential Regular Savings Fund
| Stock | Kotak Debt Hybrid Fund | ICICI Prudential Regular Savings Fund | |
|---|---|---|---|
| ICICI Bank Ltd | 6.50% | 6.77% | 6.50% |
| NTPC Ltd | 4.82% | 4.08% | 4.08% |
| HDFC Bank Ltd | 3.96% | 6.34% | 3.96% |
| Bharti Airtel Ltd | 4.87% | 3.55% | 3.55% |
| Reliance Industries Ltd | 3.88% | 3.20% | 3.20% |
| Axis Bank Ltd | 2.84% | 4.30% | 2.84% |
| Maruti Suzuki India Ltd | 4.95% | 2.58% | 2.58% |
| Britannia Industries Ltd | 2.50% | 3.80% | 2.50% |
| Infosys Ltd | 1.38% | 2.05% | 1.38% |
| Sun Pharmaceutical Industries Ltd | 1.21% | 3.45% | 1.21% |
| Mphasis Ltd | 1.81% | 0.78% | 0.78% |
11 shared of 47 / 61 positions. Weights are shown as a share of each fund's equity book.
| Metric | Kotak Mahindra · Direct NAV ₹70.31 Moderately High risk ★★★★☆ | ICICI Prudential · Direct NAV ₹87.98 Moderately High risk ★★★★★ | Category median Conservative Hybrid Fund · 16 funds |
|---|---|---|---|
| +4.53% | +4.48% | +4.50% | |
| +9.47% | +9.54% | +8.82% | |
| +9.38%Best in row | +9.11% | +8.35% | |
| +9.89%Best in row | +9.57% | +8.19% | |
| +10.41% | +10.33% | +9.06% | |
| +8.58% | +8.81%Best in row | — | |
| +11.09%Best in row | +10.68% | +9.50% | |
| +10.86%Best in row | +10.43% | +9.07% | |
| +11.01%Best in row | +10.59% | +9.04% | |
| Risk | |||
| 4.47% | 3.18%Best in row | 3.63% | |
| 0.66 | 0.96Best in row | 0.62 | |
| 0.91 | 1.35Best in row | 0.85 | |
| -11.80% | -8.85%Best in row | -11.59% | |
| 0.61%Best in row | 1.03% | 0.96% | |
| ₹2,829Cr | ₹29,481Cr | ₹1,148Cr | |
| ₹100 | ₹5.00K | — | |
| — | 99% | 22% | |
| Abhishek Bisen | Darshil Dedhia | — | |
| 30 Jan 2013 | 04 Jan 2013 | — | |
| 47 | 61 | — | |
| 10.3% | 10.1% | — | |
| 12.4% | -0.6% | — | |
8 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Exit load
- Up to 1.00%
- Lock-in
- None
- Min SIP
- ₹100
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Kotak Debt Hybrid Fund or ICICI Prudential Regular Savings Fund?
Over the last 3 years, ICICI Prudential Regular Savings Fund returned +9.54% CAGR against Kotak Debt Hybrid Fund's +9.47%, computed from AMFI NAV history. Over 5 years: Kotak Debt Hybrid Fund +9.38% vs ICICI Prudential Regular Savings Fund +9.11% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Kotak Debt Hybrid Fund or ICICI Prudential Regular Savings Fund?
Kotak Debt Hybrid Fund has the lower expense ratio: Kotak Debt Hybrid Fund charges 0.61% a year against ICICI Prudential Regular Savings Fund's 1.03%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Kotak Debt Hybrid Fund or ICICI Prudential Regular Savings Fund?
Kotak Debt Hybrid Fund has shown higher volatility (+4.47% annualized vs ICICI Prudential Regular Savings Fund's +3.18%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Debt Hybrid Fund -3.98% vs ICICI Prudential Regular Savings Fund -3.02%.
Which fund manages more money — Kotak Debt Hybrid Fund or ICICI Prudential Regular Savings Fund?
ICICI Prudential Regular Savings Fund is the larger fund: Kotak Debt Hybrid Fund manages ₹2,829Cr against ICICI Prudential Regular Savings Fund's ₹29,481Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Kotak Debt Hybrid Fund and ICICI Prudential Regular Savings Fund in the same category?
Yes — both are Conservative Hybrid Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.