Kotak Bond Fund vs LIC MF Medium to Long Duration Fund
Kotak Bond Fund (Direct) and LIC MF Medium to Long Duration Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Medium to Long Duration Fund schemes — see the best medium to long duration mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Jan 2013 – 20 Aug 2026, limited by Kotak Bond Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Kotak Bond Fund | LIC MF Medium to Long Duration Fund |
|---|---|---|
| 02 Jan 2013 | ₹100.00 | ₹100.00 |
| 21 Feb 2014 | ₹102.96 | ₹105.28 |
| 12 Apr 2015 | ₹121.38 | ₹121.14 |
| 31 May 2016 | ₹131.43 | ₹129.44 |
| 19 Jul 2017 | ₹148.98 | ₹145.34 |
| 07 Sep 2018 | ₹149.76 | ₹146.46 |
| 27 Oct 2019 | ₹171.02 | ₹167.23 |
| 15 Dec 2020 | ₹195.84 | ₹184.93 |
| 03 Feb 2022 | ₹201.73 | ₹187.44 |
| 25 Mar 2023 | ₹212.94 | ₹197.03 |
| 12 May 2024 | ₹233.13 | ₹215.85 |
| 01 Jul 2025 | ₹259.43 | ₹243.20 |
| 20 Aug 2026 | ₹273.59 | ₹255.05 |
| Metric | Kotak Mahindra · Direct NAV ₹91.18 Moderate risk ★★★☆☆ | LIC · Direct NAV ₹82.30 Moderate risk ★★★★☆ | Category median Medium to Long Duration Fund · 13 funds |
|---|---|---|---|
| +5.98%Best in row | +5.19% | +5.35% | |
| +7.56% | +7.62% | +7.12% | |
| +6.49%Best in row | +6.39% | +6.38% | |
| +7.02%Best in row | +6.54% | +6.82% | |
| +7.66%Best in row | +7.11% | +7.60% | |
| +7.06% | +7.18%Best in row | — | |
| +7.87%Best in row | +7.12% | +7.74% | |
| +7.68%Best in row | +6.84% | +7.57% | |
| +7.80%Best in row | +7.03% | +7.69% | |
| Risk | |||
| 2.15% | 1.95%Best in row | 2.08% | |
| 0.49 | 0.57Best in row | 0.23 | |
| 0.69 | 0.84Best in row | 0.31 | |
| -9.92% | -6.22%Best in row | -9.92% | |
| 0.74% | 0.22%Best in row | 0.74% | |
| ₹1,834Cr | ₹185.10Cr | ₹362.12Cr | |
| None | 0.25% | — | |
| ₹100 | ₹200 | — | |
| ₹100 | ₹5.00K | — | |
| Abhishek Bisen | Pratik Harish Shroff · 2.9y | — | |
| 22.4% | 2.6% | — | |
10 rows carry the same value for every fund — show
- Benchmark
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- Alpha
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- Beta
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- Upside capture
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- Downside capture
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- Lock-in
- None
- Portfolio turnover
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- Inception
- 02 Jan 2013
- Holdings
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- Top 10 weight
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Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Kotak Bond Fund or LIC MF Medium to Long Duration Fund?
Over the last 3 years, LIC MF Medium to Long Duration Fund returned +7.62% CAGR against Kotak Bond Fund's +7.56%, computed from AMFI NAV history. Over 5 years: Kotak Bond Fund +6.49% vs LIC MF Medium to Long Duration Fund +6.39% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Kotak Bond Fund or LIC MF Medium to Long Duration Fund?
LIC MF Medium to Long Duration Fund has the lower expense ratio: Kotak Bond Fund charges 0.74% a year against LIC MF Medium to Long Duration Fund's 0.22%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Kotak Bond Fund or LIC MF Medium to Long Duration Fund?
Kotak Bond Fund has shown higher volatility (+2.15% annualized vs LIC MF Medium to Long Duration Fund's +1.95%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Kotak Bond Fund -1.78% vs LIC MF Medium to Long Duration Fund -1.63%.
Which fund manages more money — Kotak Bond Fund or LIC MF Medium to Long Duration Fund?
Kotak Bond Fund is the larger fund: Kotak Bond Fund manages ₹1,834Cr against LIC MF Medium to Long Duration Fund's ₹185.10Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Kotak Bond Fund and LIC MF Medium to Long Duration Fund in the same category?
Yes — both are Medium to Long Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.