ICICI Prudential Savings Fund vs Kotak Low Duration Fund
ICICI Prudential Savings Fund (Direct) and Kotak Low Duration Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Low Duration Fund schemes — see the best low duration mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 02 Feb 2015 – 20 Aug 2026, limited by Kotak Low Duration Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | ICICI Prudential Savings Fund | Kotak Low Duration Fund |
|---|---|---|
| 02 Feb 2015 | ₹100.00 | ₹100.00 |
| 19 Jan 2016 | ₹108.41 | ₹109.09 |
| 05 Jan 2017 | ₹118.32 | ₹119.61 |
| 22 Dec 2017 | ₹126.37 | ₹128.60 |
| 09 Dec 2018 | ₹135.12 | ₹138.43 |
| 25 Nov 2019 | ₹147.15 | ₹151.02 |
| 11 Nov 2020 | ₹159.01 | ₹164.10 |
| 28 Oct 2021 | ₹166.72 | ₹171.35 |
| 14 Oct 2022 | ₹172.31 | ₹177.59 |
| 01 Oct 2023 | ₹185.34 | ₹190.70 |
| 16 Sep 2024 | ₹199.18 | ₹204.94 |
| 03 Sep 2025 | ₹214.85 | ₹221.51 |
| 20 Aug 2026 | ₹228.36 | ₹235.42 |
| Metric | ICICI Prudential · Direct NAV ₹593.40 Low to Moderate risk ★★★★★ | Kotak Mahindra · Direct NAV ₹3,922.99 Low to Moderate risk ★★★★☆ | Category median Low Duration Fund · 25 funds |
|---|---|---|---|
| +6.47% | +6.43% | +6.31% | |
| +7.52% | +7.56% | +7.40% | |
| +6.69% | +6.73% | +6.57% | |
| +7.15% | +7.38%Best in row | +6.80% | |
| +7.75% | +7.70% | +7.19% | |
| +7.57%Best in row | +7.46% | +7.23% | |
| +7.41%Best in row | +7.31% | +7.04% | |
| +7.50% | +7.63%Best in row | +7.14% | |
| Risk | |||
| 0.49% | 0.51% | 0.49% | |
| — | 2.08 | 1.57 | |
| — | 3.62 | 3.00 | |
| -1.62% | -1.50%Best in row | -1.36% | |
| 1.03% | 0.40%Best in row | 0.35% | |
| ₹29,481Cr | ₹13,954Cr | ₹1,734Cr | |
| Up to 1.00% | None | — | |
| ₹5.00K | ₹100 | — | |
| 99% | — | 110% | |
| Darshil Dedhia | Deepak Agrawal | — | |
| 02 Jan 2013 | 02 Feb 2015 | — | |
| 61 | — | — | |
| 10.1% | — | — | |
| -0.6% | 1.6% | — | |
8 rows carry the same value for every fund — show
- 5Y SIP XIRR
- +7.32%
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Lock-in
- None
- Min SIP
- ₹100
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Savings Fund or Kotak Low Duration Fund?
Over the last 3 years, Kotak Low Duration Fund returned +7.56% CAGR against ICICI Prudential Savings Fund's +7.52%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Savings Fund +6.69% vs Kotak Low Duration Fund +6.73% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Savings Fund or Kotak Low Duration Fund?
Kotak Low Duration Fund has the lower expense ratio: ICICI Prudential Savings Fund charges 1.03% a year against Kotak Low Duration Fund's 0.40%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Savings Fund or Kotak Low Duration Fund?
Kotak Low Duration Fund has shown higher volatility (+0.51% annualized vs ICICI Prudential Savings Fund's +0.49%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Savings Fund -0.21% vs Kotak Low Duration Fund -0.24%.
Which fund manages more money — ICICI Prudential Savings Fund or Kotak Low Duration Fund?
ICICI Prudential Savings Fund is the larger fund: ICICI Prudential Savings Fund manages ₹29,481Cr against Kotak Low Duration Fund's ₹13,954Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Savings Fund and Kotak Low Duration Fund in the same category?
Yes — both are Low Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.