ICICI Prudential Savings Fund vs HSBC Low Duration Fund
ICICI Prudential Savings Fund (Direct) and HSBC Low Duration Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Low Duration Fund schemes — see the best low duration mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 28 Nov 2022 – 20 Aug 2026, limited by HSBC Low Duration Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | ICICI Prudential Savings Fund | HSBC Low Duration Fund |
|---|---|---|
| 28 Nov 2022 | ₹100.00 | ₹100.00 |
| 21 Mar 2023 | ₹101.97 | ₹102.01 |
| 13 Jul 2023 | ₹104.74 | ₹104.62 |
| 03 Nov 2023 | ₹107.07 | ₹106.98 |
| 25 Feb 2024 | ₹109.46 | ₹109.34 |
| 17 Jun 2024 | ₹112.23 | ₹112.06 |
| 09 Oct 2024 | ₹115.13 | ₹114.92 |
| 30 Jan 2025 | ₹117.64 | ₹117.39 |
| 23 May 2025 | ₹121.29 | ₹122.63 |
| 14 Sep 2025 | ₹123.65 | ₹125.01 |
| 05 Jan 2026 | ₹126.24 | ₹127.45 |
| 29 Apr 2026 | ₹128.41 | ₹129.71 |
| 20 Aug 2026 | ₹131.26 | ₹132.54 |
| Metric | ICICI Prudential · Direct NAV ₹593.40 Low to Moderate risk ★★★★★ | HSBC · Direct NAV ₹32.54 Low to Moderate risk ★★★★☆ | Category median Low Duration Fund · 25 funds |
|---|---|---|---|
| +6.47%Best in row | +6.35% | +6.31% | |
| +7.52% | +7.91%Best in row | +7.40% | |
| +6.69% | — | +6.57% | |
| +7.15% | — | +6.80% | |
| +7.75% | +7.85%Best in row | +7.19% | |
| +7.32% | +7.81%Best in row | — | |
| +7.57% | +8.02%Best in row | +7.23% | |
| +7.41% | — | +7.04% | |
| +7.50% | — | +7.14% | |
| Risk | |||
| 0.49%Best in row | 0.89% | 0.49% | |
| — | 1.57 | 1.57 | |
| — | 4.91 | 3.00 | |
| -1.62% | -0.23%Best in row | -1.36% | |
| 1.03% | 0.40%Best in row | 0.35% | |
| ₹29,481Cr | ₹1,023Cr | ₹1,734Cr | |
| Up to 1.00% | None | — | |
| ₹100 | ₹1.00K | — | |
| 99% | — | 110% | |
| Darshil Dedhia | Mohd Asif Rizwi | — | |
| 02 Jan 2013 | 28 Nov 2022 | — | |
| 61 | — | — | |
| 10.1% | — | — | |
| -0.6% | 2.9% | — | |
7 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Savings Fund or HSBC Low Duration Fund?
Over the last 3 years, HSBC Low Duration Fund returned +7.91% CAGR against ICICI Prudential Savings Fund's +7.52%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Savings Fund or HSBC Low Duration Fund?
HSBC Low Duration Fund has the lower expense ratio: ICICI Prudential Savings Fund charges 1.03% a year against HSBC Low Duration Fund's 0.40%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Savings Fund or HSBC Low Duration Fund?
HSBC Low Duration Fund has shown higher volatility (+0.89% annualized vs ICICI Prudential Savings Fund's +0.49%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Savings Fund -0.21% vs HSBC Low Duration Fund -0.23%.
Which fund manages more money — ICICI Prudential Savings Fund or HSBC Low Duration Fund?
ICICI Prudential Savings Fund is the larger fund: ICICI Prudential Savings Fund manages ₹29,481Cr against HSBC Low Duration Fund's ₹1,023Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Savings Fund and HSBC Low Duration Fund in the same category?
Yes — both are Low Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.