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ICICI Prudential Floating Interest Fund vs Kotak Floating Rate Fund

ICICI Prudential Floating Interest Fund (Direct) and Kotak Floating Rate Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floater Fund schemes — see the best floater mutual funds for the full ranking.

Head to head

NAVs as of 25 Aug 2026

ICICI Prudential Floating Interest FundDirectKotak Floating Rate FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 16 May 201925 Aug 2026, limited by Kotak Floating Rate Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateICICI Prudential Floating Interest FundKotak Floating Rate Fund
16 May 2019₹100.00₹100.00
24 Dec 2019₹105.77₹103.83
01 Aug 2020₹112.42₹112.28
11 Mar 2021₹117.30₹115.10
18 Oct 2021₹122.06₹120.83
28 May 2022₹122.87₹121.83
04 Jan 2023₹128.30₹126.22
14 Aug 2023₹135.22₹132.29
22 Mar 2024₹141.62₹138.12
30 Oct 2024₹149.45₹145.85
08 Jun 2025₹157.81₹154.79
16 Jan 2026₹163.85₹160.33
25 Aug 2026₹170.72₹166.16
ICICI Prudential Floating Interest Fund, Kotak Floating Rate Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Floater Fund median.
Metric
ICICI Prudential · Direct
NAV ₹501.16
Moderate risk
★★★★★
Kotak Mahindra · Direct
NAV ₹1,662.96
Moderate risk
★★★☆☆
Category median
Floater Fund · 9 funds
+6.85%Best in row+6.08%+6.67%
+7.95%Best in row+7.81%+7.69%
+7.12%Best in row+6.75%+6.77%
+7.70%+7.29%
+8.22%Best in row+7.23%+7.26%
+7.82%Best in row+7.45%
+8.10%Best in row+6.90%+7.65%
+7.95%Best in row+7.02%+7.27%
+8.04%+7.67%
Risk
0.77%0.76%0.80%
1.88Best in row1.711.45
3.16Best in row2.722.25
-1.84%Best in row-2.03%-1.33%
0.29%0.24%Best in row0.27%
₹7,582Cr₹3,275Cr₹3,275Cr
₹500₹100
Darshil DedhiaDeepak Agrawal
02 Jan 201316 May 2019
50.7%4.7%
11 rows carry the same value for every fund — show
Benchmark
Alpha
Beta
Upside capture
Downside capture
Exit load
None
Lock-in
None
Min SIP
₹100
Portfolio turnover
Holdings
Top 10 weight

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — ICICI Prudential Floating Interest Fund or Kotak Floating Rate Fund?

Over the last 3 years, ICICI Prudential Floating Interest Fund returned +7.95% CAGR against Kotak Floating Rate Fund's +7.81%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Floating Interest Fund +7.12% vs Kotak Floating Rate Fund +6.75% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — ICICI Prudential Floating Interest Fund or Kotak Floating Rate Fund?

Kotak Floating Rate Fund has the lower expense ratio: ICICI Prudential Floating Interest Fund charges 0.29% a year against Kotak Floating Rate Fund's 0.24%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — ICICI Prudential Floating Interest Fund or Kotak Floating Rate Fund?

ICICI Prudential Floating Interest Fund has shown higher volatility (+0.77% annualized vs Kotak Floating Rate Fund's +0.76%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Floating Interest Fund -0.45% vs Kotak Floating Rate Fund -0.46%.

Which fund manages more money — ICICI Prudential Floating Interest Fund or Kotak Floating Rate Fund?

ICICI Prudential Floating Interest Fund is the larger fund: ICICI Prudential Floating Interest Fund manages ₹7,582Cr against Kotak Floating Rate Fund's ₹3,275Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are ICICI Prudential Floating Interest Fund and Kotak Floating Rate Fund in the same category?

Yes — both are Floater Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.