ICICI Prudential Equity & Debt Fund vs Bank of India Mid & Small Cap Equity & Debt Fund
ICICI Prudential Equity & Debt Fund (Direct) and Bank of India Mid & Small Cap Equity & Debt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Aggressive Hybrid Fund schemes — see the best aggressive hybrid mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 27 Jul 2016 – 20 Aug 2026, limited by Bank of India Mid & Small Cap Equity & Debt Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
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| Date | ICICI Prudential Equity & Debt Fund | Bank of India Mid & Small Cap Equity & Debt Fund | Nifty 50 | Nifty Smallcap 250 |
|---|---|---|---|---|
| 27 Jul 2016 | ₹100.00 | ₹100.00 | ₹100.00 | ₹100.00 |
| 29 May 2017 | ₹117.63 | ₹116.39 | ₹111.48 | ₹122.36 |
| 01 Apr 2018 | ₹126.85 | ₹140.97 | ₹117.39 | ₹132.02 |
| 01 Feb 2019 | ₹128.51 | ₹121.82 | ₹126.44 | ₹105.79 |
| 04 Dec 2019 | ₹142.97 | ₹121.72 | ₹139.78 | ₹100.53 |
| 06 Oct 2020 | ₹131.81 | ₹143.24 | ₹135.36 | ₹107.21 |
| 08 Aug 2021 | ₹205.11 | ₹225.27 | ₹188.47 | ₹190.41 |
| 10 Jun 2022 | ₹229.13 | ₹215.10 | ₹188.05 | ₹179.10 |
| 13 Apr 2023 | ₹255.09 | ₹239.88 | ₹206.92 | ₹191.64 |
| 13 Feb 2024 | ₹341.06 | ₹336.92 | ₹252.36 | ₹308.25 |
| 15 Dec 2024 | ₹395.91 | ₹428.83 | ₹287.48 | ₹384.52 |
| 18 Oct 2025 | ₹433.65 | ₹409.48 | ₹298.40 | ₹359.53 |
| 20 Aug 2026 | ₹437.55 | ₹470.29 | ₹281.25 | ₹386.10 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
ICICI Prudential Equity & Debt Fund and Bank of India Mid & Small Cap Equity & Debt Fund share 1% of their equity book by weight.
Shared holdings — ICICI Prudential Equity & Debt Fund vs Bank of India Mid & Small Cap Equity & Debt Fund
| Stock | ICICI Prudential Equity & Debt Fund | Bank of India Mid & Small Cap Equity & Debt Fund | |
|---|---|---|---|
| Schloss Bangalore Ltd. | 0.49% | 1.33% | 0.49% |
| Powerica Ltd. | 0.26% | 2.09% | 0.26% |
| Turtlemint Fintech Solutions Ltd. | 0.11% | 1.21% | 0.11% |
| CMS Info Systems Ltd | 0.10% | 0.37% | 0.10% |
| Kajaria Ceramics Ltd | 0.29% | 0.00% | 0.00% |
5 shared of 122 / 68 positions. Weights are shown as a share of each fund's equity book.
| Metric | ICICI Prudential · Direct NAV ₹456.63 High risk ★★★★★ | Bank of India · Direct NAV ₹47.64 High risk ★★★★☆ | Category median Aggressive Hybrid Fund · 30 funds |
|---|---|---|---|
| +3.47% | +14.91%Best in row | +4.10% | |
| +15.32% | +19.20%Best in row | +12.70% | |
| +16.76%Best in row | +16.21% | +11.11% | |
| +15.57% | +16.40%Best in row | +12.19% | |
| +16.55% | +16.63% | +12.98% | |
| +13.90% | +17.30%Best in row | — | |
| +17.51% | +17.86%Best in row | +14.27% | |
| +16.97% | +19.45%Best in row | +14.04% | |
| +17.17%Best in row | +16.40% | +13.80% | |
| Risk | |||
| 9.92%Best in row | 15.04% | 10.62% | |
| 0.89 | 0.84 | 0.58 | |
| 1.24Best in row | 1.13 | 0.80 | |
| -30.70%Best in row | -36.64% | -28.65% | |
| Nifty 50 | Nifty Smallcap 250 | — | |
| +6.58%Best in row | +4.55% | +4.10% | |
| 0.74 | 0.70 | 0.80 | |
| 96.4%Best in row | 76.5% | 92.5% | |
| 49.3%Best in row | 50.7% | 60.5% | |
| 1.05% | 0.89%Best in row | 1.00% | |
| ₹52,433Cr | ₹1,841Cr | ₹2,217Cr | |
| None | Up to 1.00% | — | |
| ₹100 | ₹1.00K | — | |
| 62% | 36% | 37% | |
| Sharmila D'silva | Alok Singh · 9.5y | — | |
| 02 Jan 2013 | 27 Jul 2016 | — | |
| 122 | 68 | — | |
| 35.3% | 20.4% | — | |
| 2.5% | 3.0% | — | |
2 rows carry the same value for every fund — show
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Equity & Debt Fund or Bank of India Mid & Small Cap Equity & Debt Fund?
Over the last 3 years, Bank of India Mid & Small Cap Equity & Debt Fund returned +19.20% CAGR against ICICI Prudential Equity & Debt Fund's +15.32%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Equity & Debt Fund +16.76% vs Bank of India Mid & Small Cap Equity & Debt Fund +16.21% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Equity & Debt Fund or Bank of India Mid & Small Cap Equity & Debt Fund?
Bank of India Mid & Small Cap Equity & Debt Fund has the lower expense ratio: ICICI Prudential Equity & Debt Fund charges 1.05% a year against Bank of India Mid & Small Cap Equity & Debt Fund's 0.89%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Equity & Debt Fund or Bank of India Mid & Small Cap Equity & Debt Fund?
Bank of India Mid & Small Cap Equity & Debt Fund has shown higher volatility (+15.04% annualized vs ICICI Prudential Equity & Debt Fund's +9.92%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Equity & Debt Fund -11.18% vs Bank of India Mid & Small Cap Equity & Debt Fund -20.00%.
Which fund manages more money — ICICI Prudential Equity & Debt Fund or Bank of India Mid & Small Cap Equity & Debt Fund?
ICICI Prudential Equity & Debt Fund is the larger fund: ICICI Prudential Equity & Debt Fund manages ₹52,433Cr against Bank of India Mid & Small Cap Equity & Debt Fund's ₹1,841Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Equity & Debt Fund and Bank of India Mid & Small Cap Equity & Debt Fund in the same category?
Yes — both are Aggressive Hybrid Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.