ICICI Prudential Banking & PSU Debt Fund vs Kotak Banking and PSU Debt Fund
ICICI Prudential Banking & PSU Debt Fund (Direct) and Kotak Banking and PSU Debt Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Banking and PSU Fund schemes — see the best banking & psu mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 14 Aug 2013 – 20 Aug 2026, limited by Kotak Banking and PSU Debt Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | ICICI Prudential Banking & PSU Debt Fund | Kotak Banking and PSU Debt Fund |
|---|---|---|
| 14 Aug 2013 | ₹100.00 | ₹100.00 |
| 14 Sep 2014 | ₹110.97 | ₹112.58 |
| 15 Oct 2015 | ₹123.94 | ₹123.91 |
| 15 Nov 2016 | ₹140.25 | ₹137.84 |
| 16 Dec 2017 | ₹150.01 | ₹147.84 |
| 16 Jan 2019 | ₹159.46 | ₹158.91 |
| 16 Feb 2020 | ₹178.94 | ₹179.67 |
| 18 Mar 2021 | ₹192.37 | ₹193.22 |
| 18 Apr 2022 | ₹203.17 | ₹205.00 |
| 20 May 2023 | ₹218.12 | ₹218.76 |
| 19 Jun 2024 | ₹236.41 | ₹235.92 |
| 20 Jul 2025 | ₹259.73 | ₹260.13 |
| 20 Aug 2026 | ₹275.61 | ₹275.53 |
| Metric | ICICI Prudential · Direct NAV ₹36.49 Low to Moderate risk ★★★★★ | Kotak Mahindra · Direct NAV ₹72.77 Low to Moderate risk ★★★★★ | Category median Banking and PSU Fund · 20 funds |
|---|---|---|---|
| +6.02% | +5.93% | +5.50% | |
| +7.47% | +7.53% | +7.29% | |
| +6.83%Best in row | +6.61% | +6.30% | |
| +7.36% | +7.49%Best in row | +7.24% | |
| +8.05% | +8.10% | +7.54% | |
| +7.23%Best in row | +7.13% | — | |
| +8.01%Best in row | +7.88% | +7.52% | |
| +7.82% | +7.81% | +7.48% | |
| +7.96% | +7.86% | +7.58% | |
| Risk | |||
| 1.04%Best in row | 1.16% | 1.05% | |
| 0.94 | 0.89 | 0.74 | |
| 1.39Best in row | 1.31 | 1.10 | |
| -2.88% | -2.84% | -2.96% | |
| ₹8,974Cr | ₹5,070Cr | ₹2,803Cr | |
| ₹500 | ₹100 | — | |
| Manish Banthia | Abhishek Bisen | — | |
| 14 Mar 2013 | 14 Aug 2013 | — | |
| 1.2% | 3.5% | — | |
12 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Expense ratio (TER)
- 0.40%
- Exit load
- None
- Lock-in
- None
- Min SIP
- ₹100
- Portfolio turnover
- —
- Holdings
- —
- Top 10 weight
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — ICICI Prudential Banking & PSU Debt Fund or Kotak Banking and PSU Debt Fund?
Over the last 3 years, Kotak Banking and PSU Debt Fund returned +7.53% CAGR against ICICI Prudential Banking & PSU Debt Fund's +7.47%, computed from AMFI NAV history. Over 5 years: ICICI Prudential Banking & PSU Debt Fund +6.83% vs Kotak Banking and PSU Debt Fund +6.61% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — ICICI Prudential Banking & PSU Debt Fund or Kotak Banking and PSU Debt Fund?
ICICI Prudential Banking & PSU Debt Fund has the lower expense ratio: ICICI Prudential Banking & PSU Debt Fund charges 0.40% a year against Kotak Banking and PSU Debt Fund's 0.40%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — ICICI Prudential Banking & PSU Debt Fund or Kotak Banking and PSU Debt Fund?
Kotak Banking and PSU Debt Fund has shown higher volatility (+1.16% annualized vs ICICI Prudential Banking & PSU Debt Fund's +1.04%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: ICICI Prudential Banking & PSU Debt Fund -0.66% vs Kotak Banking and PSU Debt Fund -0.63%.
Which fund manages more money — ICICI Prudential Banking & PSU Debt Fund or Kotak Banking and PSU Debt Fund?
ICICI Prudential Banking & PSU Debt Fund is the larger fund: ICICI Prudential Banking & PSU Debt Fund manages ₹8,974Cr against Kotak Banking and PSU Debt Fund's ₹5,070Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are ICICI Prudential Banking & PSU Debt Fund and Kotak Banking and PSU Debt Fund in the same category?
Yes — both are Banking and PSU Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.