HSBC Multi Cap Fund vs Bank of India Multi Cap Fund
HSBC Multi Cap Fund (Direct) and Bank of India Multi Cap Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Multi Cap Fund schemes — see the best multi cap mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 06 Mar 2023 – 20 Aug 2026, limited by Bank of India Multi Cap Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | HSBC Multi Cap Fund | Bank of India Multi Cap Fund | Nifty 500 |
|---|---|---|---|
| 06 Mar 2023 | ₹100.00 | ₹100.00 | ₹100.00 |
| 19 Jun 2023 | ₹112.10 | ₹113.29 | ₹108.47 |
| 03 Oct 2023 | ₹127.57 | ₹127.67 | ₹115.95 |
| 16 Jan 2024 | ₹150.62 | ₹148.05 | ₹133.24 |
| 30 Apr 2024 | ₹168.95 | ₹162.24 | ₹141.10 |
| 13 Aug 2024 | ₹184.98 | ₹179.22 | ₹152.58 |
| 27 Nov 2024 | ₹189.35 | ₹180.72 | ₹152.49 |
| 12 Mar 2025 | ₹161.25 | ₹155.94 | ₹136.18 |
| 25 Jun 2025 | ₹190.49 | ₹181.62 | ₹156.55 |
| 08 Oct 2025 | ₹191.59 | ₹183.02 | ₹155.29 |
| 22 Jan 2026 | ₹187.70 | ₹184.22 | ₹154.62 |
| 07 May 2026 | ₹201.63 | ₹198.40 | ₹156.00 |
| 20 Aug 2026 | ₹213.30 | ₹207.99 | ₹158.01 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
HSBC Multi Cap Fund and Bank of India Multi Cap Fund share 19% of their equity book by weight.
Shared holdings — HSBC Multi Cap Fund vs Bank of India Multi Cap Fund
| Stock | HSBC Multi Cap Fund | Bank of India Multi Cap Fund | |
|---|---|---|---|
| HDFC Bank Ltd | 3.52% | 5.06% | 3.52% |
| Reliance Industries Ltd | 2.24% | 3.95% | 2.24% |
| State Bank of India | 2.11% | 2.74% | 2.11% |
| Larsen & Toubro Ltd | 1.83% | 1.76% | 1.76% |
| Shriram Transport Finance Company Ltd | 1.30% | 1.48% | 1.30% |
| Kotak Mahindra Bank Ltd | 1.30% | 2.99% | 1.30% |
| Bharti Airtel Ltd | 1.09% | 1.62% | 1.09% |
| Oberoi Realty Ltd | 1.09% | 1.06% | 1.06% |
| FSN E-Commerce Ventures Ltd | 0.90% | 3.04% | 0.90% |
| Hero Motocorp Ltd | 0.90% | 0.80% | 0.80% |
| NTPC Ltd | 0.79% | 1.50% | 0.79% |
| Vijaya Diagnostic Centre Ltd | 0.75% | 1.06% | 0.75% |
| Angel One Ltd | 0.46% | 1.21% | 0.46% |
| Britannia Industries Ltd | 0.32% | 0.72% | 0.32% |
| Godfrey Phillips India Ltd | 0.26% | 1.06% | 0.26% |
15 shared of 98 / 64 positions. Weights are shown as a share of each fund's equity book.
| Metric | HSBC · Direct NAV ₹21.53 Very High risk ★★★★★ | Bank of India · Direct NAV ₹20.82 Very High risk ★★★★☆ | Category median Multi Cap Fund · 32 funds |
|---|---|---|---|
| +11.18% | +14.02%Best in row | +9.70% | |
| +21.04%Best in row | +20.22% | +16.81% | |
| +24.11%Best in row | +23.59% | +16.56% | |
| +17.22%Best in row | +16.75% | — | |
| +22.55%Best in row | +21.38% | +18.65% | |
| Risk | |||
| 16.23% | 16.16% | 14.82% | |
| 0.90 | 0.85 | 0.64 | |
| 1.22Best in row | 1.13 | 0.87 | |
| -20.07%Best in row | -20.31% | -20.01% | |
| +7.20%Best in row | +6.61% | +4.32% | |
| 1.07 | 1.01 | 1.01 | |
| 123.5%Best in row | 118.8% | 111.5% | |
| 91.2% | 88.0%Best in row | 92.7% | |
| 0.82%Best in row | 1.24% | 0.94% | |
| ₹5,538Cr | ₹1,091Cr | ₹3,392Cr | |
| ₹500 | ₹1.00K | — | |
| 53% | 62% | 57% | |
| Sonal Gupta | Nitin Gosar · 3.5y | — | |
| 03 Feb 2023 | 06 Mar 2023 | — | |
| 98 | 64 | — | |
| 22.5% | 31.5% | — | |
| 1.6% | 3.2% | — | |
8 rows carry the same value for every fund — show
- 5Y return (CAGR)
- —
- 10Y return (CAGR)
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- 5Y rolling avg
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- 10Y rolling avg
- —
- Benchmark
- Nifty 500
- Exit load
- Up to 1.00%
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — HSBC Multi Cap Fund or Bank of India Multi Cap Fund?
Over the last 3 years, HSBC Multi Cap Fund returned +21.04% CAGR against Bank of India Multi Cap Fund's +20.22%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — HSBC Multi Cap Fund or Bank of India Multi Cap Fund?
HSBC Multi Cap Fund has the lower expense ratio: HSBC Multi Cap Fund charges 0.82% a year against Bank of India Multi Cap Fund's 1.24%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — HSBC Multi Cap Fund or Bank of India Multi Cap Fund?
HSBC Multi Cap Fund has shown higher volatility (+16.23% annualized vs Bank of India Multi Cap Fund's +16.16%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: HSBC Multi Cap Fund -20.07% vs Bank of India Multi Cap Fund -20.31%.
Which fund manages more money — HSBC Multi Cap Fund or Bank of India Multi Cap Fund?
HSBC Multi Cap Fund is the larger fund: HSBC Multi Cap Fund manages ₹5,538Cr against Bank of India Multi Cap Fund's ₹1,091Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are HSBC Multi Cap Fund and Bank of India Multi Cap Fund in the same category?
Yes — both are Multi Cap Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.