HSBC Conservative Hybrid Fund vs ICICI Prudential Regular Savings Fund
HSBC Conservative Hybrid Fund (Direct) and ICICI Prudential Regular Savings Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Conservative Hybrid Fund schemes — see the best conservative hybrid mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 11 Jan 2013 – 20 Aug 2026, limited by HSBC Conservative Hybrid Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | HSBC Conservative Hybrid Fund | ICICI Prudential Regular Savings Fund |
|---|---|---|
| 11 Jan 2013 | ₹100.00 | ₹100.00 |
| 01 Mar 2014 | ₹104.71 | ₹105.63 |
| 19 Apr 2015 | ₹130.06 | ₹135.44 |
| 06 Jun 2016 | ₹137.05 | ₹145.12 |
| 25 Jul 2017 | ₹158.24 | ₹173.20 |
| 12 Sep 2018 | ₹158.15 | ₹183.53 |
| 01 Nov 2019 | ₹175.30 | ₹204.48 |
| 19 Dec 2020 | ₹199.10 | ₹231.15 |
| 06 Feb 2022 | ₹220.04 | ₹259.26 |
| 27 Mar 2023 | ₹225.36 | ₹272.76 |
| 14 May 2024 | ₹267.58 | ₹320.32 |
| 02 Jul 2025 | ₹302.38 | ₹362.33 |
| 20 Aug 2026 | ₹317.57 | ₹382.40 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
HSBC Conservative Hybrid Fund and ICICI Prudential Regular Savings Fund share 9% of their equity book by weight.
Shared holdings — HSBC Conservative Hybrid Fund vs ICICI Prudential Regular Savings Fund
| Stock | HSBC Conservative Hybrid Fund | ICICI Prudential Regular Savings Fund | |
|---|---|---|---|
| ICICI Bank Ltd | 15.15% | 6.77% | 6.77% |
| KPIT Technologies Ltd | 0.80% | 1.74% | 0.80% |
| Larsen & Toubro Ltd | 4.25% | 0.57% | 0.57% |
| Infosys Ltd | 0.49% | 2.05% | 0.49% |
| HDFC Bank Ltd | 0.25% | 6.34% | 0.25% |
| Medi Assist Healthcare Services Ltd. | 0.06% | 0.93% | 0.06% |
6 shared of 24 / 61 positions. Weights are shown as a share of each fund's equity book.
| Metric | HSBC · Direct NAV ₹72.11 Moderately High risk ★★★☆☆ | ICICI Prudential · Direct NAV ₹87.98 Moderately High risk ★★★★★ | Category median Conservative Hybrid Fund · 16 funds |
|---|---|---|---|
| +4.27% | +4.48%Best in row | +4.50% | |
| +9.89%Best in row | +9.54% | +8.82% | |
| +8.36% | +9.11%Best in row | +8.35% | |
| +8.24% | +9.57%Best in row | +8.19% | |
| +8.86% | +10.33%Best in row | +9.06% | |
| +8.68% | +8.81%Best in row | — | |
| +8.96% | +10.68%Best in row | +9.50% | |
| +8.63% | +10.43%Best in row | +9.07% | |
| +8.82% | +10.59%Best in row | +9.04% | |
| Risk | |||
| 4.83% | 3.18%Best in row | 3.63% | |
| 0.70 | 0.96Best in row | 0.62 | |
| 0.97 | 1.35Best in row | 0.85 | |
| -10.38% | -8.85%Best in row | -11.59% | |
| 1.20% | 1.03%Best in row | 0.96% | |
| ₹145.45Cr | ₹29,481Cr | ₹1,148Cr | |
| None | Up to 1.00% | — | |
| ₹500 | ₹100 | — | |
| 151% | 99% | 22% | |
| Mahesh Chhabria | Darshil Dedhia | — | |
| 11 Jan 2013 | 04 Jan 2013 | — | |
| 24 | 61 | — | |
| 13.3% | 10.1% | — | |
| 12.3% | -0.6% | — | |
7 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Lock-in
- None
- Min lumpsum
- ₹5.00K
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — HSBC Conservative Hybrid Fund or ICICI Prudential Regular Savings Fund?
Over the last 3 years, HSBC Conservative Hybrid Fund returned +9.89% CAGR against ICICI Prudential Regular Savings Fund's +9.54%, computed from AMFI NAV history. Over 5 years: HSBC Conservative Hybrid Fund +8.36% vs ICICI Prudential Regular Savings Fund +9.11% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — HSBC Conservative Hybrid Fund or ICICI Prudential Regular Savings Fund?
ICICI Prudential Regular Savings Fund has the lower expense ratio: HSBC Conservative Hybrid Fund charges 1.20% a year against ICICI Prudential Regular Savings Fund's 1.03%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — HSBC Conservative Hybrid Fund or ICICI Prudential Regular Savings Fund?
HSBC Conservative Hybrid Fund has shown higher volatility (+4.83% annualized vs ICICI Prudential Regular Savings Fund's +3.18%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: HSBC Conservative Hybrid Fund -6.08% vs ICICI Prudential Regular Savings Fund -3.02%.
Which fund manages more money — HSBC Conservative Hybrid Fund or ICICI Prudential Regular Savings Fund?
ICICI Prudential Regular Savings Fund is the larger fund: HSBC Conservative Hybrid Fund manages ₹145.45Cr against ICICI Prudential Regular Savings Fund's ₹29,481Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are HSBC Conservative Hybrid Fund and ICICI Prudential Regular Savings Fund in the same category?
Yes — both are Conservative Hybrid Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.