HDFC Balanced Advantage Fund vs WhiteOak Capital Balanced Advantage Fund
HDFC Balanced Advantage Fund (Direct) and WhiteOak Capital Balanced Advantage Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Dynamic Asset Allocation or Balanced Advantage schemes — see the best balanced advantage mutual funds for the full ranking.
Head to head
NAVs as of 26 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 13 Feb 2023 – 26 Aug 2026, limited by WhiteOak Capital Balanced Advantage Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | HDFC Balanced Advantage Fund | WhiteOak Capital Balanced Advantage Fund | Nifty 50 |
|---|---|---|---|
| 13 Feb 2023 | ₹100.00 | ₹100.00 | ₹100.00 |
| 01 Jun 2023 | ₹105.39 | ₹105.09 | ₹104.03 |
| 16 Sep 2023 | ₹119.31 | ₹112.80 | ₹113.63 |
| 02 Jan 2024 | ₹133.53 | ₹119.58 | ₹121.92 |
| 18 Apr 2024 | ₹141.87 | ₹124.46 | ₹123.77 |
| 04 Aug 2024 | ₹158.63 | ₹137.07 | ₹139.09 |
| 19 Nov 2024 | ₹154.34 | ₹138.67 | ₹132.34 |
| 07 Mar 2025 | ₹149.45 | ₹135.72 | ₹126.91 |
| 22 Jun 2025 | ₹162.60 | ₹148.43 | ₹141.31 |
| 08 Oct 2025 | ₹164.01 | ₹151.00 | ₹140.94 |
| 23 Jan 2026 | ₹163.88 | ₹150.47 | ₹140.95 |
| 11 May 2026 | ₹161.82 | ₹150.21 | ₹134.02 |
| 26 Aug 2026 | ₹166.81 | ₹159.27 | ₹136.61 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
HDFC Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund share 42% of their equity book by weight.
Shared holdings — HDFC Balanced Advantage Fund vs WhiteOak Capital Balanced Advantage Fund
| Stock | HDFC Balanced Advantage Fund | WhiteOak Capital Balanced Advantage Fund | |
|---|---|---|---|
| ICICI Bank Ltd | 7.16% | 12.49% | 7.16% |
| HDFC Bank Ltd | 6.61% | 8.74% | 6.61% |
| Bharti Airtel Ltd | 4.25% | 5.32% | 4.25% |
| Reliance Industries Ltd | 5.40% | 2.90% | 2.90% |
| Maruti Suzuki India Ltd | 2.13% | 2.21% | 2.13% |
| State Bank of India | 4.78% | 2.02% | 2.02% |
| Kotak Mahindra Bank Ltd | 1.98% | 2.82% | 1.98% |
| Zomato Ltd | 1.89% | 2.68% | 1.89% |
| Larsen & Toubro Ltd | 3.62% | 1.18% | 1.18% |
| Mahindra & Mahindra Ltd | 1.16% | 3.05% | 1.16% |
| NTPC Ltd | 3.01% | 1.04% | 1.04% |
| Axis Bank Ltd | 3.70% | 0.89% | 0.89% |
| Tata Consultancy Services Ltd | 1.46% | 0.87% | 0.87% |
| Tata Steel Ltd | 0.95% | 0.86% | 0.86% |
| Sun Pharmaceutical Industries Ltd | 2.06% | 0.68% | 0.68% |
24 more stocks in common. 39 shared of 159 / 103 positions. Weights are shown as a share of each fund's equity book.
| Metric | HDFC · Direct NAV ₹573.40 High risk ★★★★★ | WhiteOak Capital · Direct NAV ₹15.85 High risk ★★★★☆ | Category median Dynamic Asset Allocation or Balanced Advantage · 37 funds |
|---|---|---|---|
| +3.48% | +6.68%Best in row | +5.31% | |
| +13.24%Best in row | +13.09% | +10.90% | |
| +15.99% | — | +10.08% | |
| +14.60% | — | +10.82% | |
| +14.10% | +14.09% | +9.89% | |
| +12.80%Best in row | +11.27% | — | |
| +16.03%Best in row | +13.39% | +12.15% | |
| +15.49% | — | +11.73% | |
| +15.79% | — | +11.92% | |
| Risk | |||
| 9.86% | 8.32%Best in row | 8.35% | |
| 0.68 | 0.79Best in row | 0.52 | |
| 0.92 | 1.10Best in row | 0.73 | |
| -34.20% | -9.58%Best in row | -15.25% | |
| +4.96%Best in row | +4.78% | +2.95% | |
| 0.71 | 0.62 | 0.62 | |
| 86.2%Best in row | 81.5% | 73.8% | |
| 45.7% | 40.0%Best in row | 44.1% | |
| 0.76%Best in row | 0.85% | 1.04% | |
| ₹1,04,783Cr | ₹2,152Cr | ₹2,076Cr | |
| Up to 1.00% | None | — | |
| ₹100 | ₹500 | — | |
| 27% | 284% | 178% | |
| Arun Agarwal | Dheeresh Pathak · 2.4y | — | |
| 01 Jan 2013 | 13 Feb 2023 | — | |
| 159 | 103 | — | |
| 30.6% | 33.7% | — | |
| 2.0% | 0.1% | — | |
3 rows carry the same value for every fund — show
- Benchmark
- Nifty 50
- Lock-in
- None
- Min SIP
- ₹100
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — HDFC Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
Over the last 3 years, HDFC Balanced Advantage Fund returned +13.24% CAGR against WhiteOak Capital Balanced Advantage Fund's +13.09%, computed from AMFI NAV history. Past returns don't guarantee future performance.
Which fund is cheaper — HDFC Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
HDFC Balanced Advantage Fund has the lower expense ratio: HDFC Balanced Advantage Fund charges 0.76% a year against WhiteOak Capital Balanced Advantage Fund's 0.85%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — HDFC Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
HDFC Balanced Advantage Fund has shown higher volatility (+9.86% annualized vs WhiteOak Capital Balanced Advantage Fund's +8.32%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: HDFC Balanced Advantage Fund -10.18% vs WhiteOak Capital Balanced Advantage Fund -9.58%.
Which fund manages more money — HDFC Balanced Advantage Fund or WhiteOak Capital Balanced Advantage Fund?
HDFC Balanced Advantage Fund is the larger fund: HDFC Balanced Advantage Fund manages ₹1,04,783Cr against WhiteOak Capital Balanced Advantage Fund's ₹2,152Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are HDFC Balanced Advantage Fund and WhiteOak Capital Balanced Advantage Fund in the same category?
Yes — both are Dynamic Asset Allocation or Balanced Advantage schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.