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Franklin India Floating Rate Fund vs Bandhan Floater Fund

Franklin India Floating Rate Fund (Direct) and Bandhan Floater Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Floater Fund schemes — see the best floater mutual funds for the full ranking.

Head to head

NAVs as of 20 Aug 2026

Franklin India Floating Rate FundDirectBandhan Floater FundDirect2 of 4 funds

Growth of ₹100 (rebased over the selected window)

Common period 22 Feb 202120 Aug 2026, limited by Bandhan Floater Fund. Every series is rebased to ₹100 at the start of this window.

View as table
Growth of ₹100, sampled across the common period
DateFranklin India Floating Rate FundBandhan Floater Fund
22 Feb 2021₹100.00₹100.00
08 Aug 2021₹102.26₹102.01
22 Jan 2022₹103.93₹103.70
08 Jul 2022₹105.22₹105.11
22 Dec 2022₹108.58₹107.73
07 Jun 2023₹112.49₹111.56
22 Nov 2023₹116.68₹114.82
07 May 2024₹121.22₹118.70
21 Oct 2024₹126.40₹123.74
06 Apr 2025₹131.87₹129.19
20 Sep 2025₹136.45₹133.52
06 Mar 2026₹141.19₹137.15
20 Aug 2026₹145.14₹142.03
Franklin India Floating Rate Fund, Bandhan Floater Fund compared on return, risk, benchmark-relative, cost and portfolio metrics, against the Floater Fund median.
Metric
Franklin Templeton · Direct
NAV ₹48.02
Moderate risk
★★☆☆☆
Bandhan · Direct
NAV ₹14.21
Moderate risk
★★★☆☆
Category median
Floater Fund · 11 funds
+6.70%+6.94%Best in row+6.55%
+8.21%Best in row+7.94%+7.85%
+7.20%Best in row+6.79%+6.78%
+6.98%+7.30%
+7.13%Best in row+6.60%+7.24%
+7.90%Best in row+7.59%
+6.96%+7.15%Best in row+7.57%
+6.80%Best in row+6.63%+7.02%
+6.88%+7.62%
Risk
0.81%Best in row0.97%0.81%
2.10Best in row1.481.48
3.58Best in row2.292.29
-1.29%-0.68%Best in row-1.29%
0.38%0.10%Best in row0.28%
₹294.79Cr₹228.73Cr₹683.31Cr
₹500₹100
Pallab Roy · 13.6yBrijesh Shah
31 Dec 201222 Feb 2021
66.6%2.3%
11 rows carry the same value for every fund — show
Benchmark
Alpha
Beta
Upside capture
Downside capture
Exit load
None
Lock-in
None
Min lumpsum
₹1.00K
Portfolio turnover
Holdings
Top 10 weight

Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.

Frequently asked questions

Which fund has delivered higher returns — Franklin India Floating Rate Fund or Bandhan Floater Fund?

Over the last 3 years, Franklin India Floating Rate Fund returned +8.21% CAGR against Bandhan Floater Fund's +7.94%, computed from AMFI NAV history. Over 5 years: Franklin India Floating Rate Fund +7.20% vs Bandhan Floater Fund +6.79% CAGR. Past returns don't guarantee future performance.

Which fund is cheaper — Franklin India Floating Rate Fund or Bandhan Floater Fund?

Bandhan Floater Fund has the lower expense ratio: Franklin India Floating Rate Fund charges 0.38% a year against Bandhan Floater Fund's 0.10%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.

Which fund is riskier — Franklin India Floating Rate Fund or Bandhan Floater Fund?

Bandhan Floater Fund has shown higher volatility (+0.97% annualized vs Franklin India Floating Rate Fund's +0.81%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Franklin India Floating Rate Fund -0.52% vs Bandhan Floater Fund -0.47%.

Which fund manages more money — Franklin India Floating Rate Fund or Bandhan Floater Fund?

Franklin India Floating Rate Fund is the larger fund: Franklin India Floating Rate Fund manages ₹294.79Cr against Bandhan Floater Fund's ₹228.73Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.

Are Franklin India Floating Rate Fund and Bandhan Floater Fund in the same category?

Yes — both are Floater Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.

Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.