Bank of India Conservative Hybrid Fund vs LIC MF Medium to Long Duration Fund
Bank of India Conservative Hybrid Fund (Direct) and LIC MF Medium to Long Duration Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Medium to Long Duration Fund schemes — see the best medium to long duration mutual funds for the full ranking.
Head to head
NAVs as of 20 Aug 2026
Growth of ₹100 (rebased over the selected window)
Common period 14 Jan 2013 – 20 Aug 2026, limited by Bank of India Conservative Hybrid Fund. Every series is rebased to ₹100 at the start of this window.
View as table
| Date | Bank of India Conservative Hybrid Fund | LIC MF Medium to Long Duration Fund |
|---|---|---|
| 14 Jan 2013 | ₹100.00 | ₹100.00 |
| 04 Mar 2014 | ₹106.70 | ₹104.69 |
| 22 Apr 2015 | ₹126.20 | ₹120.76 |
| 09 Jun 2016 | ₹136.88 | ₹128.73 |
| 27 Jul 2017 | ₹157.03 | ₹144.81 |
| 14 Sep 2018 | ₹166.05 | ₹145.15 |
| 02 Nov 2019 | ₹150.02 | ₹166.69 |
| 20 Dec 2020 | ₹169.45 | ₹183.64 |
| 07 Feb 2022 | ₹185.59 | ₹186.13 |
| 28 Mar 2023 | ₹224.93 | ₹195.92 |
| 14 May 2024 | ₹262.20 | ₹214.72 |
| 02 Jul 2025 | ₹283.39 | ₹241.79 |
| 20 Aug 2026 | ₹294.08 | ₹253.35 |
| Metric | Bank of India · Direct NAV ₹38.21 Moderate risk ★★★☆☆ | LIC · Direct NAV ₹82.30 Moderate risk ★★★★☆ | Category median Medium to Long Duration Fund · 13 funds |
|---|---|---|---|
| +4.58% | +5.19%Best in row | +5.35% | |
| +7.42% | +7.62%Best in row | +7.12% | |
| +10.16%Best in row | +6.39% | +6.38% | |
| +7.52%Best in row | +6.54% | +6.82% | |
| +8.26%Best in row | +7.11% | +7.60% | |
| +7.59%Best in row | +7.18% | — | |
| +8.63%Best in row | +7.12% | +7.74% | |
| +8.11%Best in row | +6.84% | +7.57% | |
| +8.45%Best in row | +7.03% | +7.69% | |
| Risk | |||
| 3.92% | 1.95%Best in row | 2.08% | |
| 0.23 | 0.57Best in row | 0.23 | |
| 0.31 | 0.84Best in row | 0.31 | |
| -15.37% | -6.22%Best in row | -9.92% | |
| 1.18% | 0.22%Best in row | 0.74% | |
| ₹64.73Cr | ₹185.10Cr | ₹362.12Cr | |
| Up to 1.00% | 0.25% | — | |
| ₹1.00K | ₹200 | — | |
| Alok Singh · 14.3y | Pratik Harish Shroff · 2.9y | — | |
| 14 Jan 2013 | 02 Jan 2013 | — | |
| 24 | — | — | |
| 12.5% | — | — | |
| 28.4% | 2.6% | — | |
8 rows carry the same value for every fund — show
- Benchmark
- —
- Alpha
- —
- Beta
- —
- Upside capture
- —
- Downside capture
- —
- Lock-in
- None
- Min lumpsum
- ₹5.00K
- Portfolio turnover
- —
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bank of India Conservative Hybrid Fund or LIC MF Medium to Long Duration Fund?
Over the last 3 years, LIC MF Medium to Long Duration Fund returned +7.62% CAGR against Bank of India Conservative Hybrid Fund's +7.42%, computed from AMFI NAV history. Over 5 years: Bank of India Conservative Hybrid Fund +10.16% vs LIC MF Medium to Long Duration Fund +6.39% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bank of India Conservative Hybrid Fund or LIC MF Medium to Long Duration Fund?
LIC MF Medium to Long Duration Fund has the lower expense ratio: Bank of India Conservative Hybrid Fund charges 1.18% a year against LIC MF Medium to Long Duration Fund's 0.22%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bank of India Conservative Hybrid Fund or LIC MF Medium to Long Duration Fund?
Bank of India Conservative Hybrid Fund has shown higher volatility (+3.92% annualized vs LIC MF Medium to Long Duration Fund's +1.95%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bank of India Conservative Hybrid Fund -4.11% vs LIC MF Medium to Long Duration Fund -1.63%.
Which fund manages more money — Bank of India Conservative Hybrid Fund or LIC MF Medium to Long Duration Fund?
LIC MF Medium to Long Duration Fund is the larger fund: Bank of India Conservative Hybrid Fund manages ₹64.73Cr against LIC MF Medium to Long Duration Fund's ₹185.10Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bank of India Conservative Hybrid Fund and LIC MF Medium to Long Duration Fund in the same category?
Yes — both are Medium to Long Duration Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.