Bandhan Large Cap Fund vs Bank of India Large Cap Fund
Bandhan Large Cap Fund (Direct) and Bank of India Large Cap Fund (Direct) head to head: growth of ₹100, returns across every window, risk, cost, and portfolio overlap — every figure computed from AMFI NAV history, nothing supplied by a fund house. Both are Large Cap Fund schemes — see the best large cap mutual funds for the full ranking.
Head to head
NAVs as of 11 Sep 2026
Growth of ₹100 (rebased over the selected window)
Common period 01 Jul 2021 – 11 Sep 2026, limited by Bank of India Large Cap Fund. Every series is rebased to ₹100 at the start of this window. Benchmark lines are the category index WealthTicker measures against, which is not always the benchmark the scheme itself declares — the fund page’s Scheme Info names that one.
View as table
| Date | Bandhan Large Cap Fund | Bank of India Large Cap Fund | Nifty 100 |
|---|---|---|---|
| 01 Jul 2021 | ₹100.00 | ₹100.00 | ₹100.00 |
| 06 Dec 2021 | ₹111.46 | ₹108.51 | ₹107.97 |
| 13 May 2022 | ₹99.61 | ₹94.19 | ₹100.37 |
| 19 Oct 2022 | ₹113.25 | ₹108.11 | ₹111.48 |
| 26 Mar 2023 | ₹107.67 | ₹101.90 | ₹105.67 |
| 31 Aug 2023 | ₹126.75 | ₹119.92 | ₹120.57 |
| 05 Feb 2024 | ₹150.08 | ₹149.15 | ₹138.83 |
| 12 Jul 2024 | ₹176.26 | ₹173.87 | ₹160.58 |
| 17 Dec 2024 | ₹179.05 | ₹171.47 | ₹158.97 |
| 25 May 2025 | ₹177.72 | ₹164.16 | ₹159.80 |
| 30 Oct 2025 | ₹191.37 | ₹175.18 | ₹166.49 |
| 06 Apr 2026 | ₹170.98 | ₹162.66 | ₹148.04 |
| 11 Sep 2026 | ₹185.95 | ₹178.08 | ₹153.36 |
Portfolio overlap (same stocks held through more than one fund)
Some overlap is structural: SEBI defines large cap as the top 100 stocks by market capitalisation, so two large-cap funds are fishing the same pond by regulation. The bands below are measured per sleeve pairing rather than against one blanket threshold. How this is measured →
Bandhan Large Cap Fund and Bank of India Large Cap Fund share 46.4% of their equity book — below the 52.9% median for Large Cap × Large Cap. These two are genuinely doing different things.
Shared holdings — Bandhan Large Cap Fund vs Bank of India Large Cap Fund
| Stock | Bandhan Large Cap Fund | Bank of India Large Cap Fund | |
|---|---|---|---|
| HDFC Bank Ltd | 7.39% | 7.84% | 7.39% |
| ICICI Bank Ltd | 9.02% | 6.22% | 6.22% |
| State Bank of India | 3.86% | 5.08% | 3.86% |
| Reliance Industries Ltd | 6.06% | 3.65% | 3.65% |
| Mahindra & Mahindra Ltd | 3.55% | 2.53% | 2.53% |
| Axis Bank Ltd | 2.66% | 2.07% | 2.07% |
| Bharti Airtel Ltd | 3.05% | 1.98% | 1.98% |
| Larsen & Toubro Ltd | 3.16% | 1.80% | 1.80% |
| JSW Steel Ltd | 1.94% | 1.55% | 1.55% |
| Titan Company Ltd | 1.51% | 1.80% | 1.51% |
| Hindustan Unilever Ltd | 1.34% | 1.41% | 1.34% |
| ITC Ltd | 1.41% | 1.28% | 1.28% |
| Bharat Electronics Ltd | 1.27% | 1.77% | 1.27% |
| Vedanta Aluminium Metal Ltd | 1.26% | 2.78% | 1.26% |
| Shriram Transport Finance Company Ltd | 1.23% | 2.86% | 1.23% |
9 more stocks in common. 24 shared of 68 / 51 positions. Weights are shown as a share of each fund's equity book.
| Metric | Bandhan · Direct NAV ₹90.02 Very High risk ★★★☆☆ | Bank of India · Direct NAV ₹17.79 Very High risk ★★★☆☆ | Category median Large Cap Fund · 35 funds |
|---|---|---|---|
| +1.31% | +5.58%Best in row | -2.03% | |
| +10.61%Best in row | +9.76% | +9.24% | |
| +12.82% | — | +11.92% | |
| +12.80%Best in row | +11.74% | +12.80% | |
| +11.00% | +11.23%Best in row | — | |
| +13.79% | +15.74%Best in row | +14.46% | |
| +13.70%Best in row | +11.23% | +13.80% | |
| +13.67% | — | +13.96% | |
| Risk | |||
| 13.37%Best in row | 15.05% | 13.23% | |
| 0.44 | 0.39 | 0.24 | |
| 0.62Best in row | 0.52 | 0.33 | |
| -35.14% | -22.59%Best in row | -35.14% | |
| +5.04%Best in row | +4.83% | +2.58% | |
| 1.01 | 1.05 | 0.96 | |
| 113.6%Best in row | 111.7% | 103.0% | |
| 87.7% | 86.7% | 88.5% | |
| 1.05%Best in row | 1.30% | 1.05% | |
| ₹2,004Cr | ₹212.41Cr | ₹2,004Cr | |
| 0.50% | Up to 1.00% | — | |
| ₹100 | ₹1.00K | — | |
| ₹1.00K | ₹5.00K | — | |
| 36% | 76% | 51% | |
| Gaurav Satra | Alok Singh | — | |
| 02 Jan 2013 | 01 Jul 2021 | — | |
| 68 | 51 | — | |
| 46.3% | 41.7% | — | |
| 0.7% | 1.8% | — | |
3 rows carry the same value for every fund — show
- 3Y return (CAGR)
- +12.39%
- Benchmark
- Nifty 100
- Lock-in
- None
Best marks the strongest value in a row, and only where the gap is bigger than noise — a near-tie is left unmarked rather than dressed up as a result. SIP XIRR is a ₹10,000/month instalment over 5 years of real NAV history. Nothing here is supplied by a fund house. For research only — not investment advice.
Frequently asked questions
Which fund has delivered higher returns — Bandhan Large Cap Fund or Bank of India Large Cap Fund?
Over the last 3 years, Bandhan Large Cap Fund returned +12.39% CAGR against Bank of India Large Cap Fund's +12.39%, computed from AMFI NAV history. Over 5 years: Bandhan Large Cap Fund +10.61% vs Bank of India Large Cap Fund +9.76% CAGR. Past returns don't guarantee future performance.
Which fund is cheaper — Bandhan Large Cap Fund or Bank of India Large Cap Fund?
Bandhan Large Cap Fund has the lower expense ratio: Bandhan Large Cap Fund charges 1.05% a year against Bank of India Large Cap Fund's 1.30%. The expense ratio is deducted from the NAV daily, so a lower one compounds in the investor's favour.
Which fund is riskier — Bandhan Large Cap Fund or Bank of India Large Cap Fund?
Bank of India Large Cap Fund has shown higher volatility (+15.05% annualized vs Bandhan Large Cap Fund's +13.37%), measured as the annualized standard deviation of daily returns over the trailing 3 years. Worst 3-year drawdown: Bandhan Large Cap Fund -17.95% vs Bank of India Large Cap Fund -20.84%.
Which fund manages more money — Bandhan Large Cap Fund or Bank of India Large Cap Fund?
Bandhan Large Cap Fund is the larger fund: Bandhan Large Cap Fund manages ₹2,004Cr against Bank of India Large Cap Fund's ₹212.41Cr in assets. Size cuts both ways — scale lowers costs, but a very large fund can find it harder to move in and out of positions.
Are Bandhan Large Cap Fund and Bank of India Large Cap Fund in the same category?
Yes — both are Large Cap Fund schemes, so their returns, risk and cost are directly comparable against the same peer set.
Figures update daily from AMFI NAV history; ratings and ranks are WealthTicker’s own — see the methodology. This is data, not investment advice.